中信金－損益表

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損益表

合併綜合損益表

第二季 (最新)

單季

(TWD千元)	2024年第二季		2023年第二季		2022年第二季		2021年第二季		2020年第二季		2019年第二季		2018年第二季		2017年第二季		2016年第二季		2015年第二季		2014年第二季		2013年第二季		2012年第二季
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	60,511,132		53,589,329		36,258,391		30,338,284		32,560,779		35,788,750		31,699,439		27,100,551		25,033,877		18,699,059		15,788,783		11,729,759		11,193,071
利息費用	27,759,597		21,003,500		5,380,375		3,558,090		5,221,444		7,923,802		6,517,014		4,992,198		4,602,183		5,290,619		4,956,758		3,611,309		3,410,971
利息淨收益	32,751,535		32,585,829		30,878,016		26,780,194		27,339,335		27,864,948		25,182,425		22,108,353		20,431,694		13,408,440		10,832,025		8,118,450		7,782,100
利息以外淨收益
手續費及佣金淨收益	9,104,427		5,787,300		6,326,629		6,140,636		4,695,565		5,888,146		4,908,560		5,353,988		4,386,803		5,938,455		5,364,061		5,648,033		4,362,313
保險業務淨收益	(14,092,614)		(10,690,040)		(1,707,468)		(3,940,092)		7,352,270		8,094,577		30,437,881		42,201,091		45,475,942		21,908,967		19,254,456		10,782,629		11,767,980
透過損益按公允價值衡量之金融資產及負債損益	6,428,461		(1,808,983)		(40,774,732)		18,483,139		28,220,356		2,654,922		(20,675,995)		(388,908)		2,787,801		2,277,185		1,798,940		1,386,268		847,254
投資性不動產損益	169,524		143,374		217,285		275,518		129,181		(6,755)		154,119		192,372		113,394		3,061		2,021		3,997		1,805
透過其他綜合損益按公允價值衡量之金融資產已實現損益	1,379,312		3,098,341		1,592,005		3,438,946		3,744,987		3,318,713		1,706,655
除列按攤銷後成本衡量之金融資產損益	869,425		6,502		390,889		3,446,034		1,420,710		(221,100)		152,477
兌換損益	11,616,211		14,374,051		23,497,935		(14,339,442)		(11,705,333)		4,352,682		26,781,973
資產減損（損失）迴轉利益	(67,493)		(314,749)		(177,136)		46,143		(39,123)		89,247		13,968		(3,553)		(65,614)		(40,725)		904		(3,380)		(10,652)
採用權益法認列關聯企業及合資損益之份額	(48,833)		216,452		52,128		202,116		840,844		395,957		321,256		78,437		69,386		(5,512)		23,804		9,324		28,239
採用覆蓋法重分類之損益	(4,570,852)		(3,790,238)		25,390,329		(3,148,315)		(16,290,247)		(2,703,171)		1,740,087
其他利息以外淨損益	(964,667)		(655,592)		(2,626,648)		595,404		2,033,499		(1,356,705)		(1,715,621)		1,727,141		1,360,741		91,755		15,035,166		(193,768)		(451,017)
利息以外淨收益	9,822,901		6,366,418		12,181,216		11,200,087		20,402,709		20,506,513		43,825,360		53,691,191		54,946,983		32,640,989		41,552,174		20,166,656		17,640,276
淨收益	42,574,436		38,952,247		43,059,232		37,980,281		47,742,044		48,371,461		69,007,785		75,799,544		75,378,677		46,049,429		52,384,199		28,285,106		25,422,376
呆帳費用、承諾及保證責任準備提存	3,754,975		2,548,334		2,109,517		1,374,647		3,557,173		1,342,814		1,698,815		1,018,650		897,506		(367,614)		359,074		48,268		(625,278)
保險負債準備淨變動	(4,709,258)		(2,255,310)		12,259,185		4,702,884		15,749,438		17,752,423		38,255,184		48,554,294		50,660,419		22,192,728		18,922,789		10,880,197		11,032,825
營業費用
員工福利費用	13,066,376		12,427,470		8,323,181		10,060,188		10,183,937		9,879,878		9,400,885		8,989,817		7,685,283		9,118,993		6,552,784		5,338,335		4,838,190
折舊及攤銷費用	1,993,623		1,944,804		1,892,623		1,769,378		1,792,251		1,699,480		911,957		930,390		886,839		857,689		502,340		482,590		511,441
其他業務及管理費用	8,013,937		7,241,698		5,853,754		5,158,611		5,304,076		5,640,406		5,768,535		5,799,870		5,991,504		5,495,691		4,298,733		3,679,531		3,199,031
營業費用合計	23,073,936		21,613,972		16,069,558		16,988,177		17,280,264		17,219,764		16,081,377		15,720,077		14,563,626		15,472,373		11,353,857		9,500,456		8,548,662
繼續營業單位稅前淨利（淨損）	20,454,783		17,045,251		12,620,972		14,914,573		11,155,169		12,056,460		12,972,409		10,506,523		9,257,126		8,751,942		21,748,479		7,856,185		6,466,167
所得稅費用（利益）	3,866,776		858,099		4,329,903		1,173,899		4,137,234		2,734,146		3,297,377		(1,325,812)		(1,517,605)		(1,302,368)		(1,063,700)		(998,726)		(802,219)
繼續營業單位本期淨利（淨損）	16,588,007		16,187,152		8,291,069		13,740,674		7,017,935		9,322,314		9,675,032		9,180,711		7,739,521		7,449,574		20,684,779		6,857,459		5,663,948
本期淨利（淨損）	16,588,007		16,187,152		8,291,069		13,740,674		7,017,935		9,322,314		9,675,032		9,180,711		7,739,521		7,449,574		20,684,779		6,857,459		5,663,948
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	7,288		(8,940)		32,626		19,052		5,304		(3,360)		0
透過其他綜合損益按公允價值衡量之權益工具評價損益	3,203,774		4,766,786		(12,308,141)		2,607,076		11,599,389		3,669,245		709,310
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	261,775		574,192		1,348,417		(157,547)		(2,990,751)		1,430,885		363,474
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	2,937		(573)		(4,770)		57,540		(917,140)		(179)		4,488
與不重分類之項目相關之所得稅	164,510		276,354		(275,014)		65,021		(111,490)		11,080		100,681
不重分類至損益之項目總額（稅後）	3,311,264		5,055,111		(10,656,854)		2,461,100		7,808,292		5,085,511		976,591
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	(104,343)		(1,438,606)		(1,529,885)		(2,731,727)		(396,208)		2,269,298		1,657,332		406,528		1,602,057		(1,076,400)		(956,007)		(172,279)		226,293
透過其他綜合損益按公允價值衡量之債務工具損益	(3,230,935)		(2,112,007)		(23,903,827)		4,572,559		12,228,903		5,450,762
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	17,781		(146,333)		(185,270)		247,980		339,451		127,725		(182,538)
採用覆蓋法重分類之其他綜合損益	4,570,852		3,790,238		(25,390,329)		3,148,315		16,290,247		2,703,171		(1,740,087)
與可能重分類之項目相關之所得稅	(215,730)		141,479		(5,430,073)		1,025,371		3,223,336		1,590,584		(827,703)
後續可能重分類至損益之項目總額（稅後）	1,469,085		(48,187)		(45,579,238)		4,211,756		25,239,057		8,960,372		(4,430,700)
本期其他綜合損益	4,780,349		5,006,924		(56,236,092)		6,672,856		33,047,349		14,045,883		(3,454,109)		3,595,795		2,252,214		(5,352,672)		(79,162)		(5,908,466)		1,637,735
本期綜合損益總額	21,368,356		21,194,076		(47,945,023)		20,413,530		40,065,284		23,368,197		6,220,923		12,776,506		9,991,735		2,096,902		20,605,617		948,993		7,301,683
淨利(淨損)歸屬
母公司業主	16,286,745		15,853,647		8,002,818		13,740,532		7,017,158		9,321,414		9,674,688		9,179,695		7,737,559		7,448,592		20,682,720		6,856,414		5,662,900
非控制權益	301,262		333,505		288,251		142		777		900		344		1,016		1,962		982		2,059		1,045		1,048
綜合損益總額歸屬
母公司業主	21,167,847		21,423,808		(46,938,240)		20,414,517		40,056,357		23,365,634		6,220,186		12,775,375		9,989,771		2,098,031		20,607,079		949,879		7,300,858
非控制股權	200,509		(229,732)		(1,006,783)		(987)		8,927		2,563		737		1,131		1,964		(1,129)		(1,462)		(886)		825
基本每股盈餘
基本每股盈餘合計	0.78		0.81		0.35		0.7		0.31		0.44		0.5		0.47		0.43		0.45		1.41		0.53		0.45
稀釋每股盈餘
稀釋每股盈餘合計	0.78		0.81

今年初累積至今

(TWD千元)	2024年前6個月		2023年前6個月		2022年前6個月		2021年前6個月		2020年前6個月		2019年前6個月		2018年前6個月		2017年前6個月		2016年前6個月		2015年前6個月		2014年前6個月		2013年前6個月		2012年前6個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	118,635,369		104,371,314		68,870,928		60,816,830		67,084,181		70,678,391		61,611,595		53,528,695		49,924,244		37,264,949		29,664,414		23,041,560		22,559,958
利息費用	53,980,870		39,131,208		9,458,318		7,203,070		12,154,792		15,635,145		12,421,691		9,801,363		9,773,933		10,813,136		9,275,786		7,045,813		6,888,168
利息淨收益	64,654,499		65,240,106		59,412,610		53,613,760		54,929,389		55,043,246		49,189,904		43,727,332		40,150,311		26,451,813		20,388,628		15,995,747		15,671,790
利息以外淨收益
手續費及佣金淨收益	20,203,953		15,145,583		14,465,422		13,657,008		11,819,277		12,152,342		11,348,241		10,653,533		10,383,583		13,261,435		11,891,117		12,110,256		10,165,311
保險業務淨收益	(25,009,810)		(34,398,319)		5,643,122		(7,111,694)		29,066,617		49,201,009		70,081,346		104,639,982		91,823,475		52,016,752		39,633,419		19,033,049		19,007,789
透過損益按公允價值衡量之金融資產及負債損益	(1,240,625)		17,859,766		(65,887,467)		19,550,338		2,715,361		13,058,500		(9,049,846)		27,744,753		13,182,364		6,403,969		9,570,392		2,928,022		1,730,810
投資性不動產損益	334,890		1,408,479		366,231		448,411		250,236		383,540		381,323		329,209		120,444		7,287		5,131		7,975		1,805
透過其他綜合損益按公允價值衡量之金融資產已實現損益	2,867,494		4,370,840		3,062,291		9,240,961		8,644,290		5,390,583		6,414,887
除列按攤銷後成本衡量之金融資產損益	1,795,059		156,098		3,672,677		7,390,867		1,441,218		31,817		182,170
兌換損益	38,776,678		9,879,846		45,472,953		(13,174,101)		(9,778,761)		6,952,159		13,463,756
資產減損（損失）迴轉利益	(154,935)		(412,675)		(1,136,413)		113,311		(117,008)		292,696		50,284		(59,521)		(72,780)		(97,037)		953		6,946		867
採用權益法認列關聯企業及合資損益之份額	1,094		287,194		84,036		405,870		720,716		780,144		657,865		173,616		130,235		9,172		43,686		31,094		47,713
採用覆蓋法重分類之損益	(5,268,742)		(15,647,819)		43,136,569		1,161,884		11,057,051		(12,477,621)		4,991,424
其他利息以外淨損益	(5,873,569)		(1,398,879)		(7,664,708)		303,601		(154,587)		(2,029,577)		(2,571,356)		4,413,841		1,922,778		(561,601)		13,945,791		(1,283,574)		(781,947)
利息以外淨收益	26,431,487		(2,749,886)		41,214,713		31,986,456		55,664,410		73,735,592		95,950,094		125,907,627		110,783,871		73,808,559		71,586,136		37,362,374		31,481,085
淨收益	91,085,986		62,490,220		100,627,323		85,600,216		110,593,799		128,778,838		145,139,998		169,634,959		150,934,182		100,260,372		91,974,764		53,358,121		47,152,875
呆帳費用、承諾及保證責任準備提存	6,231,107		3,736,556		3,356,554		2,305,943		5,489,098		2,489,860		2,148,522		382,512		3,380,725		(606,708)		870,400		(196,982)		(453,281)
保險負債準備淨變動	(6,467,704)		(16,175,116)		28,513,514		10,421,511		47,425,189		67,288,624		85,360,448		116,240,313		100,557,629		51,871,739		39,211,515		19,175,294		17,752,260
營業費用
員工福利費用	25,981,627		24,323,241		19,967,002		21,655,578		18,264,067		19,281,042		18,518,319		17,787,798		15,667,237		16,556,689		12,409,904		10,943,353		9,916,403
折舊及攤銷費用	3,971,368		3,912,441		3,761,082		3,564,954		3,593,403		3,368,537		1,839,724		1,808,087		1,767,216		1,502,937		961,737		976,745		1,034,937
其他業務及管理費用	15,372,180		13,852,110		11,341,233		10,183,265		10,428,604		10,646,282		11,076,222		11,133,438		11,736,698		10,697,166		7,869,255		6,969,337		6,330,180
營業費用合計	45,325,175		42,087,792		35,069,317		35,403,797		32,286,074		33,295,861		31,434,265		30,729,323		29,171,151		28,756,792		21,240,896		18,889,435		17,281,520
繼續營業單位稅前淨利（淨損）	45,997,408		32,840,988		33,687,938		37,468,965		25,393,438		25,704,493		26,196,763		22,282,811		17,824,677		20,238,549		30,651,953		15,490,374		12,572,376
所得稅費用（利益）	8,236,723		3,151,841		8,807,520		4,018,869		6,214,416		5,307,743		4,292,728		(2,888,221)		(3,518,180)		(3,013,462)		(2,169,789)		(2,186,995)		(1,675,298)
繼續營業單位本期淨利（淨損）	37,760,685		29,689,147		24,880,418		33,450,096		19,179,022		20,396,750		21,904,035		19,394,590		14,306,497		17,225,087		28,482,164		13,303,379		10,897,078
本期淨利（淨損）	37,760,685		29,689,147		24,880,418		33,450,096		19,179,022		20,396,750		21,904,035		19,394,590		14,306,497		17,225,087		28,482,164		13,303,379		10,897,078
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	7,313		(8,925)		20,017		19,546		5,929		(9,196)		(1,578)
透過其他綜合損益按公允價值衡量之權益工具評價損益	9,428,761		9,933,731		(7,323,687)		11,745,673		(8,145,431)		9,524,160		795,983
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	(38,926)		318,430		2,200,160		(64,468)		(387,865)		2,180,513		252,236
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	4,965		874		(3,833)		19,940		(932,278)		7,131		2,961
與不重分類之項目相關之所得稅	468,207		107,089		100,932		528,264		(1,212,725)		333,049		(145,446)
不重分類至損益之項目總額（稅後）	8,933,906		10,137,021		(5,208,275)		11,192,427		(8,246,920)		11,369,559		1,195,048
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	1,807,138		(2,046,531)		1,506,067		(5,923,573)		(2,528,424)		3,284,949		1,465,571		(3,626,749)		1,491,260		(2,163,712)		100,816		649,000		(446,363)
透過其他綜合損益按公允價值衡量之債務工具損益	(5,296,373)		818,291		(46,038,807)		(16,160,970)		757,968		13,967,431
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	39,655		(113,366)		(642,202)		(309,085)		201,670		563,090		(205,048)
採用覆蓋法重分類之其他綜合損益	5,268,742		15,647,819		(43,136,569)		(1,161,884)		(11,057,051)		12,477,621		(4,991,424)
與可能重分類之項目相關之所得稅	(797,450)		988,272		(9,940,090)		(2,569,101)		(2,435,930)		4,204,309		(3,473,292)
後續可能重分類至損益之項目總額（稅後）	2,616,612		13,317,941		(78,371,421)		(20,986,411)		(10,189,907)		26,088,782		(17,627,232)
本期其他綜合損益	11,550,518		23,454,962		(83,579,696)		(9,793,984)		(18,436,827)		37,458,341		(16,432,184)		1,661,085		4,235,752		(5,399,632)		2,286,167		(6,580,148)		1,171,936
本期綜合損益總額	49,311,203		53,144,109		(58,699,278)		23,656,112		742,195		57,855,091		5,471,851		21,055,675		18,542,249		11,825,455		30,768,331		6,723,231		12,069,014
淨利(淨損)歸屬
母公司業主	37,206,857		28,813,033		24,295,275		33,449,249		19,177,109		20,395,003		21,902,491		19,393,303		14,302,860		17,222,984		28,477,897		13,300,312		10,894,089
非控制權益	553,828		876,114		585,143		847		1,913		1,747		1,544		1,287		3,637		2,103		4,267		3,067		2,989
綜合損益總額歸屬
母公司業主	49,117,340		53,150,336		(58,563,655)		23,660,454		745,356		57,849,650		5,473,568		21,058,983		18,538,446		11,829,391		30,762,191		6,720,451		12,068,389
非控制股權	193,863		(6,227)		(135,623)		(4,342)		(3,161)		5,441		(1,717)		(3,308)		3,803		(3,936)		6,140		2,780		625
基本每股盈餘
基本每股盈餘合計	1.85		1.48		1.19		1.72		0.93		1.01		1.12		1		0.79		1.04		1.94		1.02		0.86
稀釋每股盈餘
稀釋每股盈餘合計	1.85		1.48

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