中信金－損益表

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損益表

合併綜合損益表

第一季 (最新)

單季

(TWD千元)	2025年前3個月		2024年前3個月		2023年前3個月		2022年前3個月		2021年前3個月		2020年前3個月		2019年前3個月		2018年前3個月		2017年前3個月		2016年前3個月		2015年前3個月		2014年前3個月		2013年前3個月		2012年前3個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	62,706,523		58,124,237		50,781,985		32,612,537		30,478,546		34,523,402		34,889,641		29,912,156		26,428,144		24,890,367		18,565,890		13,875,631		11,311,801		11,366,887
利息費用	27,189,284		26,221,273		18,127,708		4,077,943		3,644,980		6,933,348		7,711,343		5,904,677		4,809,165		5,171,750		5,522,517		4,319,028		3,434,504		3,477,197
利息淨收益	35,517,239		31,902,964		32,654,277		28,534,594		26,833,566		27,590,054		27,178,298		24,007,479		21,618,979		19,718,617		13,043,373		9,556,603		7,877,297		7,889,690
利息以外淨收益
手續費及佣金淨收益	12,908,893		11,099,526		9,358,283		8,138,793		7,516,372		7,123,712		6,264,196		6,439,681		5,299,545		5,996,780		7,196,312		6,527,056		6,462,223		5,802,998
保險業務淨收益	(209,592)		(10,917,196)		(23,708,279)		7,350,590		(3,171,602)		21,714,347		41,106,432		39,643,465		62,438,891		46,347,533		30,107,785		20,378,963		8,250,420		7,239,809
透過損益按公允價值衡量之金融資產及負債損益	(4,947,943)		(7,669,086)		19,668,749		(25,112,735)		1,067,199		(25,504,995)		10,403,578		11,626,149		28,133,661		10,394,563		4,126,784		7,771,452		1,541,754		883,556
投資性不動產損益	224,228		165,366		1,265,105		148,946		172,893		121,055		390,295		227,204		136,837		7,050		4,226		3,110		3,978		0
透過其他綜合損益按公允價值衡量之金融資產已實現損益	1,815,064		1,488,182		1,272,499		1,470,286		5,802,015		4,899,303		2,071,870		4,708,232
除列按攤銷後成本衡量之金融資產損益	5,442		925,634		149,596		3,281,788		3,944,833		20,508		252,917		29,693
兌換損益	7,884,183		27,160,467		(4,494,205)		21,975,018		1,165,341		1,926,572		2,599,477		(13,318,217)
資產減損（損失）迴轉利益	(7,366)		(87,442)		(97,926)		(959,277)		67,168		(77,885)		203,449		36,316		(55,968)		(7,166)		(56,312)		49		10,326		11,519
採用權益法認列關聯企業及合資損益之份額	277,251		49,927		70,742		31,908		203,754		(120,128)		384,187		336,609		95,179		60,849		14,684		19,882		21,770		19,474
採用覆蓋法重分類之損益	12,570,107		(697,890)		(11,857,581)		17,746,240		4,310,199		27,347,298		(9,774,450)		3,251,337
其他利息以外淨損益	(4,585,681)		(4,908,902)		(743,287)		(5,038,060)		(291,803)		(2,188,086)		(672,872)		(855,735)		2,686,700		562,037		(526,688)		(1,089,375)		(1,089,806)		(330,930)
利息以外淨收益	25,934,586		16,608,586		(9,116,304)		29,033,497		20,786,369		35,261,701		53,229,079		52,124,734		72,216,436		55,836,888		41,167,570		30,033,962		17,195,718		13,840,809
淨收益	61,451,825		48,511,550		23,537,973		57,568,091		47,619,935		62,851,755		80,407,377		76,132,213		93,835,415		75,555,505		54,210,943		39,590,565		25,073,015		21,730,499
呆帳費用、承諾及保證責任準備提存	3,562,733		2,476,132		1,188,222		1,247,037		931,296		1,931,925		1,147,046		449,707		(636,138)		2,483,219		(239,094)		511,326		(245,250)		171,997
保險負債準備淨變動	8,923,749		(1,758,446)		(13,919,806)		16,254,329		5,718,627		31,675,751		49,536,201		47,105,264		67,686,019		49,897,210		29,679,011		20,288,726		8,295,097		6,719,435
營業費用
員工福利費用	13,863,859		12,915,251		11,895,771		11,643,821		11,595,390		8,080,130		9,401,164		9,117,434		8,797,981		7,981,954		7,437,696		5,857,120		5,605,018		5,078,213
折舊及攤銷費用	2,048,843		1,977,745		1,967,637		1,868,459		1,795,576		1,801,152		1,669,057		927,767		877,697		880,377		645,248		459,397		494,155		523,496
其他業務及管理費用	8,481,199		7,358,243		6,610,412		5,487,479		5,024,654		5,124,528		5,005,876		5,307,687		5,333,568		5,745,194		5,201,475		3,570,522		3,289,806		3,131,149
營業費用合計	24,393,901		22,251,239		20,473,820		18,999,759		18,415,620		15,005,810		16,076,097		15,352,888		15,009,246		14,607,525		13,284,419		9,887,039		9,388,979		8,732,858
繼續營業單位稅前淨利（淨損）	24,571,442		25,542,625		15,795,737		21,066,966		22,554,392		14,238,269		13,648,033		13,224,354		11,776,288		8,567,551		11,486,607		8,903,474		7,634,189		6,106,209
所得稅費用（利益）	4,242,399		4,369,947		2,293,742		4,477,617		2,844,970		2,077,182		2,573,597		995,351		(1,562,409)		(2,000,575)		(1,711,094)		(1,106,089)		(1,188,269)		(873,079)
繼續營業單位本期淨利（淨損）	20,329,043		21,172,678		13,501,995		16,589,349		19,709,422		12,161,087		11,074,436		12,229,003		10,213,879		6,566,976		9,775,513		7,797,385		6,445,920		5,233,130
本期淨利（淨損）	20,329,043		21,172,678		13,501,995		16,589,349		19,709,422		12,161,087		11,074,436		12,229,003		10,213,879		6,566,976		9,775,513		7,797,385		6,445,920		5,233,130
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	0		25		15		(12,609)		494		625		(5,836)		(1,578)
透過其他綜合損益按公允價值衡量之權益工具評價損益	(1,248,517)		6,224,987		5,166,945		4,984,454		9,138,597		(19,744,820)		5,854,915		86,673
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	474,275		(300,701)		(255,762)		851,743		93,079		2,602,886		749,628		(111,238)
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	(215)		2,028		1,447		937		(37,600)		(15,138)		7,310		(1,527)
與不重分類之項目相關之所得稅	144,927		303,697		(169,265)		375,946		463,243		(1,839,089)		321,969		(246,127)
不重分類至損益之項目總額（稅後）	(919,384)		5,622,642		5,081,910		5,448,579		8,731,327		(15,317,358)		6,284,048		218,457
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	4,232,609		1,911,481		(607,925)		3,035,952		(3,191,846)		(2,132,216)		1,015,651		(191,761)		(4,033,277)		(110,797)		(1,087,312)		1,056,823		821,279		(672,656)
透過其他綜合損益按公允價值衡量之債務工具損益	3,203,672		(2,065,438)		2,930,298		(22,134,980)		(20,733,529)		(11,470,935)		8,516,669
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	(213,494)		21,874		32,967		(456,932)		(557,065)		(137,781)		435,365		(22,510)
採用覆蓋法重分類之其他綜合損益	(12,570,107)		697,890		11,857,581		(17,746,240)		(4,310,199)		(27,347,298)		9,774,450		(3,251,337)
與可能重分類之項目相關之所得稅	449,877		(581,720)		846,793		(4,510,017)		(3,594,472)		(4,921,412)		2,613,725		(2,645,589)
後續可能重分類至損益之項目總額（稅後）	(5,797,197)		1,147,527		13,366,128		(32,792,183)		(25,198,167)		(36,166,818)		17,128,410		(13,196,532)
本期其他綜合損益	(6,716,581)		6,770,169		18,448,038		(27,343,604)		(16,466,840)		(51,484,176)		23,412,458		(12,978,075)		(1,934,710)		1,983,538		(46,960)		2,365,329		(671,682)		(465,799)
本期綜合損益總額	13,612,462		27,942,847		31,950,033		(10,754,255)		3,242,582		(39,323,089)		34,486,894		(749,072)		8,279,169		8,550,514		9,728,553		10,162,714		5,774,238		4,767,331
淨利(淨損)歸屬
母公司業主	19,908,299		20,920,112		12,959,386		16,292,457		19,708,717		12,159,951		11,073,589		12,227,803		10,213,608		6,565,301		9,774,392		7,795,177		6,443,898		5,231,189
非控制權益	420,744		252,566		542,609		296,892		705		1,136		847		1,200		271		1,675		1,121		2,208		2,022		1,941
綜合損益總額歸屬
母公司業主	12,423,538		27,949,493		31,726,528		(11,625,415)		3,245,937		(39,311,001)		34,484,016		(746,618)		8,283,608		8,548,675		9,731,360		10,155,112		5,770,572		4,767,531
非控制股權	1,188,924		(6,646)		223,505		871,160		(3,355)		(12,088)		2,878		(2,454)		(4,439)		1,839		(2,807)		7,602		3,666		(200)
基本每股盈餘
基本每股盈餘合計	1.02		1.07		0.66		0.84		1.01		0.62		0.57		0.63		0.52		0.36		0.64		0.53		0.52		0.43
稀釋每股盈餘
稀釋每股盈餘合計	1.02		1.07		0.66

今年初累積至今

(TWD千元)	2025年前3個月		2024年前3個月		2023年前3個月		2022年前3個月		2021年前3個月		2020年前3個月		2019年前3個月		2018年前3個月		2017年前3個月		2016年前3個月		2015年前3個月		2014年前3個月		2013年前3個月		2012年前3個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	62,706,523		58,124,237		50,781,985		32,612,537		30,478,546		34,523,402		34,889,641		29,912,156		26,428,144		24,890,367		18,565,890		13,875,631		11,311,801		11,366,887
利息費用	27,189,284		26,221,273		18,127,708		4,077,943		3,644,980		6,933,348		7,711,343		5,904,677		4,809,165		5,171,750		5,522,517		4,319,028		3,434,504		3,477,197
利息淨收益	35,517,239		31,902,964		32,654,277		28,534,594		26,833,566		27,590,054		27,178,298		24,007,479		21,618,979		19,718,617		13,043,373		9,556,603		7,877,297		7,889,690
利息以外淨收益
手續費及佣金淨收益	12,908,893		11,099,526		9,358,283		8,138,793		7,516,372		7,123,712		6,264,196		6,439,681		5,299,545		5,996,780		7,196,312		6,527,056		6,462,223		5,802,998
保險業務淨收益	(209,592)		(10,917,196)		(23,708,279)		7,350,590		(3,171,602)		21,714,347		41,106,432		39,643,465		62,438,891		46,347,533		30,107,785		20,378,963		8,250,420		7,239,809
透過損益按公允價值衡量之金融資產及負債損益	(4,947,943)		(7,669,086)		19,668,749		(25,112,735)		1,067,199		(25,504,995)		10,403,578		11,626,149		28,133,661		10,394,563		4,126,784		7,771,452		1,541,754		883,556
投資性不動產損益	224,228		165,366		1,265,105		148,946		172,893		121,055		390,295		227,204		136,837		7,050		4,226		3,110		3,978		0
透過其他綜合損益按公允價值衡量之金融資產已實現損益	1,815,064		1,488,182		1,272,499		1,470,286		5,802,015		4,899,303		2,071,870		4,708,232
除列按攤銷後成本衡量之金融資產損益	5,442		925,634		149,596		3,281,788		3,944,833		20,508		252,917		29,693
兌換損益	7,884,183		27,160,467		(4,494,205)		21,975,018		1,165,341		1,926,572		2,599,477		(13,318,217)
資產減損（損失）迴轉利益	(7,366)		(87,442)		(97,926)		(959,277)		67,168		(77,885)		203,449		36,316		(55,968)		(7,166)		(56,312)		49		10,326		11,519
採用權益法認列關聯企業及合資損益之份額	277,251		49,927		70,742		31,908		203,754		(120,128)		384,187		336,609		95,179		60,849		14,684		19,882		21,770		19,474
採用覆蓋法重分類之損益	12,570,107		(697,890)		(11,857,581)		17,746,240		4,310,199		27,347,298		(9,774,450)		3,251,337
其他利息以外淨損益	(4,585,681)		(4,908,902)		(743,287)		(5,038,060)		(291,803)		(2,188,086)		(672,872)		(855,735)		2,686,700		562,037		(526,688)		(1,089,375)		(1,089,806)		(330,930)
利息以外淨收益	25,934,586		16,608,586		(9,116,304)		29,033,497		20,786,369		35,261,701		53,229,079		52,124,734		72,216,436		55,836,888		41,167,570		30,033,962		17,195,718		13,840,809
淨收益	61,451,825		48,511,550		23,537,973		57,568,091		47,619,935		62,851,755		80,407,377		76,132,213		93,835,415		75,555,505		54,210,943		39,590,565		25,073,015		21,730,499
呆帳費用、承諾及保證責任準備提存	3,562,733		2,476,132		1,188,222		1,247,037		931,296		1,931,925		1,147,046		449,707		(636,138)		2,483,219		(239,094)		511,326		(245,250)		171,997
保險負債準備淨變動	8,923,749		(1,758,446)		(13,919,806)		16,254,329		5,718,627		31,675,751		49,536,201		47,105,264		67,686,019		49,897,210		29,679,011		20,288,726		8,295,097		6,719,435
營業費用
員工福利費用	13,863,859		12,915,251		11,895,771		11,643,821		11,595,390		8,080,130		9,401,164		9,117,434		8,797,981		7,981,954		7,437,696		5,857,120		5,605,018		5,078,213
折舊及攤銷費用	2,048,843		1,977,745		1,967,637		1,868,459		1,795,576		1,801,152		1,669,057		927,767		877,697		880,377		645,248		459,397		494,155		523,496
其他業務及管理費用	8,481,199		7,358,243		6,610,412		5,487,479		5,024,654		5,124,528		5,005,876		5,307,687		5,333,568		5,745,194		5,201,475		3,570,522		3,289,806		3,131,149
營業費用合計	24,393,901		22,251,239		20,473,820		18,999,759		18,415,620		15,005,810		16,076,097		15,352,888		15,009,246		14,607,525		13,284,419		9,887,039		9,388,979		8,732,858
繼續營業單位稅前淨利（淨損）	24,571,442		25,542,625		15,795,737		21,066,966		22,554,392		14,238,269		13,648,033		13,224,354		11,776,288		8,567,551		11,486,607		8,903,474		7,634,189		6,106,209
所得稅費用（利益）	4,242,399		4,369,947		2,293,742		4,477,617		2,844,970		2,077,182		2,573,597		995,351		(1,562,409)		(2,000,575)		(1,711,094)		(1,106,089)		(1,188,269)		(873,079)
繼續營業單位本期淨利（淨損）	20,329,043		21,172,678		13,501,995		16,589,349		19,709,422		12,161,087		11,074,436		12,229,003		10,213,879		6,566,976		9,775,513		7,797,385		6,445,920		5,233,130
本期淨利（淨損）	20,329,043		21,172,678		13,501,995		16,589,349		19,709,422		12,161,087		11,074,436		12,229,003		10,213,879		6,566,976		9,775,513		7,797,385		6,445,920		5,233,130
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	0		25		15		(12,609)		494		625		(5,836)		(1,578)
透過其他綜合損益按公允價值衡量之權益工具評價損益	(1,248,517)		6,224,987		5,166,945		4,984,454		9,138,597		(19,744,820)		5,854,915		86,673
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	474,275		(300,701)		(255,762)		851,743		93,079		2,602,886		749,628		(111,238)
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	(215)		2,028		1,447		937		(37,600)		(15,138)		7,310		(1,527)
與不重分類之項目相關之所得稅	144,927		303,697		(169,265)		375,946		463,243		(1,839,089)		321,969		(246,127)
不重分類至損益之項目總額（稅後）	(919,384)		5,622,642		5,081,910		5,448,579		8,731,327		(15,317,358)		6,284,048		218,457
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	4,232,609		1,911,481		(607,925)		3,035,952		(3,191,846)		(2,132,216)		1,015,651		(191,761)		(4,033,277)		(110,797)		(1,087,312)		1,056,823		821,279		(672,656)
透過其他綜合損益按公允價值衡量之債務工具損益	3,203,672		(2,065,438)		2,930,298		(22,134,980)		(20,733,529)		(11,470,935)		8,516,669
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	(213,494)		21,874		32,967		(456,932)		(557,065)		(137,781)		435,365		(22,510)
採用覆蓋法重分類之其他綜合損益	(12,570,107)		697,890		11,857,581		(17,746,240)		(4,310,199)		(27,347,298)		9,774,450		(3,251,337)
與可能重分類之項目相關之所得稅	449,877		(581,720)		846,793		(4,510,017)		(3,594,472)		(4,921,412)		2,613,725		(2,645,589)
後續可能重分類至損益之項目總額（稅後）	(5,797,197)		1,147,527		13,366,128		(32,792,183)		(25,198,167)		(36,166,818)		17,128,410		(13,196,532)
本期其他綜合損益	(6,716,581)		6,770,169		18,448,038		(27,343,604)		(16,466,840)		(51,484,176)		23,412,458		(12,978,075)		(1,934,710)		1,983,538		(46,960)		2,365,329		(671,682)		(465,799)
本期綜合損益總額	13,612,462		27,942,847		31,950,033		(10,754,255)		3,242,582		(39,323,089)		34,486,894		(749,072)		8,279,169		8,550,514		9,728,553		10,162,714		5,774,238		4,767,331
淨利(淨損)歸屬
母公司業主	19,908,299		20,920,112		12,959,386		16,292,457		19,708,717		12,159,951		11,073,589		12,227,803		10,213,608		6,565,301		9,774,392		7,795,177		6,443,898		5,231,189
非控制權益	420,744		252,566		542,609		296,892		705		1,136		847		1,200		271		1,675		1,121		2,208		2,022		1,941
綜合損益總額歸屬
母公司業主	12,423,538		27,949,493		31,726,528		(11,625,415)		3,245,937		(39,311,001)		34,484,016		(746,618)		8,283,608		8,548,675		9,731,360		10,155,112		5,770,572		4,767,531
非控制股權	1,188,924		(6,646)		223,505		871,160		(3,355)		(12,088)		2,878		(2,454)		(4,439)		1,839		(2,807)		7,602		3,666		(200)
基本每股盈餘
基本每股盈餘合計	1.02		1.07		0.66		0.84		1.01		0.62		0.57		0.63		0.52		0.36		0.64		0.53		0.52		0.43
稀釋每股盈餘
稀釋每股盈餘合計	1.02		1.07		0.66

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