國泰金－損益表

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損益表

合併綜合損益表

第三季 (最新)

單季

(TWD千元)	2024年第三季		2023年第三季		2022年第三季		2021年第三季		2020年第三季		2019年第三季		2018年第三季		2017年第三季		2016年第三季		2015年第三季		2014年第三季		2013年第三季		2012年第三季
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	83,896,555		79,267,488		65,723,632		52,081,713		50,761,184		55,539,777		52,935,233		47,380,802		41,814,119		40,818,692		35,174,488		32,616,195		32,166,289
利息費用	17,249,994		17,342,547		6,832,824		3,221,238		3,681,745		6,000,559		5,630,040		4,363,829		3,798,243		4,427,865		4,124,897		3,668,405		3,331,985
利息淨收益	66,646,561		61,924,941		58,890,808		48,860,475		47,079,439		49,539,218		47,305,193		43,016,973		38,015,876		36,390,827		31,049,591		28,947,790		28,834,304
利息以外淨收益
手續費及佣金淨收益	3,988,000		4,342,258		3,779,994		3,832,036		2,535,932		1,713,961		922,034		1,169,223		(2,383,841)		(1,609,936)		(310,163)		275,613		391,180
保險業務淨收益	(8,944,754)		(23,149,964)		(17,860,829)		34,872,822		59,331,672		62,956,382		30,832,966		79,345,089		77,131,791		62,279,909		63,687,497		40,320,840		41,711,607
透過損益按公允價值衡量之金融資產及負債損益	105,627,222		(123,840,468)		(209,800,800)		(14,501,949)		74,528,699		21,851,874		11,086,520		3,889,935		33,680,906		(72,822,670)		(12,124,902)		11,569,279		13,257,665
投資性不動產損益	2,959,641		2,837,100		2,909,860		2,470,622		2,753,715		2,865,008		2,721,199		2,677,101		2,354,114		2,247,169		1,860,061		1,589,761		1,485,649
透過其他綜合損益按公允價值衡量之金融資產已實現損益	6,172,091		3,259,348		177,983		8,904,222		9,139,709		7,982,604		4,610,715
除列按攤銷後成本衡量之金融資產損益	(667,979)		270,613		1,084,686		5,197,515		10,266,314		2,460,291		90,566
兌換損益	(81,252,626)		115,666,186		204,535,628		(1,260,126)		(41,411,999)		(7,571,766)		(1,084,137)
資產減損（損失）迴轉利益	(157,320)		(217,057)		(838,360)		173,849		41,171		221,709		(59,138)		(51,244)		0		(8,636)		0		0		(90,300)
採用權益法認列關聯企業及合資損益之份額	663,844		656,851		833,229		595,282		560,612		(116,526)		504,698		385,081		189,428		352,976		51,913		38,777		25,749
採用覆蓋法重分類之損益	4,955,752		38,391,882		42,259,674		40,934,630		(8,364,228)		(4,571,077)		5,964,783
其他利息以外淨損益	(4,195,445)		(113,313)		(17,277,419)		1,733,231		(3,460,700)		2,553,525		1,010,902		3,009,846		24,045,722		(4,291,441)		878,013		2,040,475		3,334,095
利息以外淨收益	29,148,426		18,103,436		9,803,646		82,952,134		105,920,897		90,345,985		56,601,108		110,609,214		112,007,397		75,279,038		87,264,309		58,961,191		55,565,682
淨收益	95,794,987		80,028,377		68,694,454		131,812,609		153,000,336		139,885,203		103,906,301		153,626,187		150,023,273		111,669,865		118,313,900		87,908,981		84,399,986
呆帳費用、承諾及保證責任準備提存	2,160,747		912,198		1,145,330		1,033,749		829,228		387,458		621,758		607,065		1,473,353		387,363		747,127		750,161		613,174
保險負債準備淨變動	26,762,084		21,061,275		37,530,574		75,254,786		98,439,313		96,787,775		61,186,540		110,693,908		104,461,561		79,805,874		85,562,206		61,967,556		61,858,640
營業費用
員工福利費用	14,983,458		14,896,961		13,484,361		13,174,473		12,522,390		12,981,363		11,840,828		10,723,599		11,043,541		9,513,772		8,967,461		7,832,511		8,764,660
折舊及攤銷費用	2,053,450		2,152,354		1,863,668		1,855,857		1,846,192		1,740,455		1,416,087		1,355,666		1,256,937		1,143,018		623,155		1,081,378		1,037,386
其他業務及管理費用	9,491,795		8,666,980		7,585,072		6,603,909		5,898,242		6,395,617		6,985,838		6,804,112		4,576,674		6,613,467		5,419,759		4,513,163		5,042,862
營業費用合計	26,528,703		25,716,295		22,933,101		21,634,239		20,266,824		21,117,435		20,242,753		18,883,377		16,877,152		17,270,257		15,010,375		13,427,052		14,844,908
繼續營業單位稅前淨利（淨損）	40,343,453		32,338,609		7,085,449		33,889,835		33,464,971		21,592,535		21,855,250		23,441,837		27,211,207		14,206,371		16,994,192		11,764,212		7,083,264
所得稅費用（利益）	8,653,484		5,612,460		1,919,511		3,036,388		1,751,249		3,574,192		3,272,670		(1,636,162)		(2,204,972)		(555,272)		(2,851,280)		40,429		280,030
繼續營業單位本期淨利（淨損）	31,689,969		26,726,149		5,165,938		30,853,447		31,713,722		18,018,343		18,582,580		21,805,675		25,006,235		13,651,099		14,142,912		11,804,641		7,363,294
停業單位損益	0																						0		0
本期淨利（淨損）	31,689,969		26,726,149		5,165,938		30,853,447		31,713,722		18,018,343		18,582,580		21,805,675		25,006,235		13,651,099		14,142,912		11,804,641		7,363,294
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	0		0		0		0		0		3,818
透過其他綜合損益按公允價值衡量之權益工具評價損益	(2,975,235)		(700,552)		(12,846,869)		(6,431,609)		(2,999,978)		(3,124,941)		2,608,520
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	263,775		174,818		649,048		292,827		(65,396)		(1,452,409)		(463,100)
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	389,423		(256,466)		61,967		137,978		168,301		(107,410)		312,005
與不重分類之項目相關之所得稅	383,272		(137,860)		(59,833)		(373,681)		(157,702)		(448,785)		227,951
不重分類至損益之項目總額（稅後）	(2,705,309)		(644,340)		(12,076,021)		(5,627,123)		(2,739,371)		(4,232,157)		2,229,474
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	1,067,450		2,752,432		3,702,103		(615,990)		364,952		(1,889,600)		(2,037,784)		852,029		(3,705,961)		3,261,402		394,500		(360,960)		(353,566)
後續可能重分類至損益之避險工具損益	468,619		(162,086)		(124,319)		(7,388)		(51,901)		(879)
透過其他綜合損益按公允價值衡量之債務工具損益	28,089,312		(33,310,088)		(123,131,384)		(14,697,736)		2,139,085		21,237,270
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	514,758		310,635		(80,214)		(418,406)		167,830		(607,665)		(629,088)
採用覆蓋法重分類之其他綜合損益	(4,955,752)		(38,391,882)		(42,259,674)		(40,934,630)		8,364,228		4,571,077		(5,964,783)
與可能重分類之項目相關之所得稅	5,930,147		(6,820,409)		(24,264,789)		(4,398,057)		2,328,915		3,375,765		(352)
後續可能重分類至損益之項目總額（稅後）	19,254,240		(61,980,580)		(137,628,699)		(52,276,093)		8,655,279		19,934,438		(8,793,775)
本期其他綜合損益	16,548,931		(62,624,920)		(149,704,720)		(57,903,216)		5,915,908		15,702,281		(6,564,301)		6,291,781		16,995,352		(37,845,241)		(24,284,601)		(8,403,409)		16,743,260
本期綜合損益總額	48,238,900		(35,898,771)		(144,538,782)		(27,049,769)		37,629,630		33,720,624		12,018,279		28,097,456		42,001,587		(24,194,142)		(10,141,689)		3,401,232		24,106,554
淨利(淨損)歸屬
母公司業主	31,056,759		26,756,327		5,086,226		30,545,610		31,221,618		17,728,149		18,372,885		21,708,555		24,867,699		13,535,384		14,032,206		11,739,041		7,334,151
非控制權益	633,210		(30,178)		79,712		307,837		492,104		290,194		209,695		97,120		138,536		115,715		110,706		65,600		29,143
綜合損益總額歸屬
母公司業主	47,382,762		(36,091,622)		(144,700,594)		(27,333,090)		37,453,728		33,722,197		12,016,221		27,996,173		41,978,935		(24,644,295)		(10,391,940)		3,412,055		24,154,782
非控制股權	856,138		192,851		161,812		283,321		175,902		(1,573)		2,058		101,283		22,652		450,153		250,251		(10,823)		(48,228)
基本每股盈餘
繼續營業單位稅後淨利（淨損）	2.12		1.83		0.38		2.32		2.37		1.41		1.47		1.72		1.97		1.07		1.12		1.03		0.64
停業單位稅後淨額	0
基本每股盈餘合計	2.12		1.83		0.38		2.32		2.37		1.41		1.47		1.72		1.97		1.07		1.12		1.03		0.64

今年初累積至今

(TWD千元)	2024年前9個月		2023年前9個月		2022年前9個月		2021年前9個月		2020年前9個月		2019年前9個月		2018年前9個月		2017年前9個月		2016年前9個月		2015年前9個月		2014年前9個月		2013年前9個月		2012年前9個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	244,959,061		226,957,726		178,509,807		154,940,407		156,720,898		164,955,074		148,739,895		137,314,950		125,724,060		115,661,600		104,538,716		96,342,474		93,980,193
利息費用	50,134,590		44,531,292		14,330,188		9,767,022		13,736,056		18,014,348		16,334,611		12,334,082		11,634,832		12,960,446		12,001,834		10,414,234		10,166,148
利息淨收益	194,824,471		182,426,434		164,179,619		145,173,385		142,984,842		146,940,726		132,405,284		124,980,868		114,089,228		102,701,154		92,536,882		85,928,240		83,814,045
利息以外淨收益
手續費及佣金淨收益	11,416,692		11,677,863		12,132,656		9,308,234		5,334,945		2,783,985		2,919,586		1,676,558		(6,077,889)		(2,908,888)		1,700,158		2,049,059		1,979,181
保險業務淨收益	(35,906,460)		(32,178,546)		24,401,462		155,247,743		228,354,107		159,660,724		142,205,433		231,902,511		232,087,195		175,914,289		125,524,091		126,157,850		184,127,003
透過損益按公允價值衡量之金融資產及負債損益	50,369,755		(69,888,225)		(557,226,204)		86,973,370		107,709,642		122,770,075		(29,700,787)		73,968,866		60,407,716		(64,364,796)		(9,301,419)		(18,663,915)		22,676,021
投資性不動產損益	11,337,995		8,765,687		10,728,506		8,974,662		10,337,716		9,108,842		7,481,605		7,492,727		10,592,216		17,783,985		23,229,350		4,852,721		4,681,139
透過其他綜合損益按公允價值衡量之金融資產已實現損益	8,341,706		7,004,949		5,719,265		29,720,225		27,767,759		22,148,123		14,044,917
除列按攤銷後成本衡量之金融資產損益	(584,414)		3,232,399		11,580,326		31,759,336		33,653,426		3,944,475		3,030,845
兌換損益	98,911,628		160,669,792		404,877,814		(59,496,247)		(81,538,941)		18,141,810		44,482,153
資產減損（損失）迴轉利益	(1,143,101)		(1,072,803)		(4,383,637)		2,233,166		(1,934,020)		839,793		(306,180)		(93,340)		(87,262)		(8,636)		(7,123)		0		(90,300)
採用權益法認列關聯企業及合資損益之份額	1,706,593		2,019,994		2,076,680		1,615,912		(12,449,785)		643,775		1,041,760		1,075,266		951,195		637,464		119,238		54,988		43,477
採用覆蓋法重分類之損益	(34,779,187)		(38,106,187)		270,143,762		57,520,214		3,085,593		(99,978,296)		42,352,058
其他利息以外淨損益	(20,617,546)		7,889,501		(37,739,530)		8,559,050		10,845,671		(4,303,344)		(757,673)		18,632,668		34,861,497		10,153,552		3,822,264		6,603,165		4,710,179
利息以外淨收益	89,053,661		60,014,424		142,311,100		332,415,665		331,166,113		235,759,962		226,793,717		303,258,891		294,505,829		245,877,866		192,889,015		170,755,103		213,322,238
淨收益	283,878,132		242,440,858		306,490,719		477,589,050		474,150,955		382,700,688		359,199,001		428,239,759		408,595,057		348,579,020		285,425,897		256,683,343		297,136,283
呆帳費用、承諾及保證責任準備提存	6,364,277		2,173,121		2,358,441		3,214,275		1,749,362		620,777		2,065,376		1,880,587		3,782,881		554,171		1,189,768		1,288,582		884,812
保險負債準備淨變動	79,890,071		94,721,450		168,344,109		273,724,215		340,348,515		256,836,199		239,321,154		319,289,964		305,033,857		239,058,848		192,620,022		187,590,369		244,390,916
營業費用
員工福利費用	44,447,618		44,711,180		40,589,103		39,900,030		38,984,580		41,330,120		36,049,272		32,358,084		33,627,301		28,222,733		25,758,852		24,872,615		24,114,077
折舊及攤銷費用	6,111,649		6,372,620		5,471,511		5,431,617		5,394,497		5,233,896		4,196,764		4,028,630		3,780,494		2,365,053		1,864,288		3,285,569		3,160,620
其他業務及管理費用	26,011,470		23,460,292		18,886,449		17,240,724		16,385,292		17,350,020		18,158,898		17,594,588		15,407,321		15,094,277		13,653,558		10,954,737		11,671,698
營業費用合計	76,570,737		74,544,092		64,947,063		62,572,371		60,764,369		63,914,036		58,404,934		53,981,302		52,815,116		45,682,063		41,276,698		39,112,921		38,946,395
繼續營業單位稅前淨利（淨損）	121,053,047		71,002,195		70,841,106		138,078,189		71,288,709		61,329,676		59,407,537		53,087,906		46,963,203		63,283,938		50,339,409		28,691,471		12,914,160
所得稅費用（利益）	18,708,516		11,258,258		16,361,774		15,708,729		6,873,275		9,177,502		4,810,558		(4,827,152)		(7,713,733)		(8,399,185)		(5,594,648)		(1,912,439)		(173,317)
繼續營業單位本期淨利（淨損）	102,344,531		59,743,937		54,479,332		122,369,460		64,415,434		52,152,174		54,596,979		48,260,754		39,249,470		54,884,753		44,744,761		26,779,032		12,740,843
停業單位損益	1,009,965																						0		0
本期淨利（淨損）	103,354,496		59,743,937		54,479,332		122,369,460		64,415,434		52,152,174		54,596,979		48,260,754		39,249,470		54,884,753		44,744,761		26,779,032		12,740,843
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	(2,330)		(2,723)		(826)		(655)		1,126		3,818
透過其他綜合損益按公允價值衡量之權益工具評價損益	23,142,456		13,987,194		(28,301,864)		2,188,574		(5,815,032)		6,327,066		110,540
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	739,487		407,782		1,037,069		568,595		1,051,925		(3,231,049)		892,630
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	216,395		(793,577)		(673,528)		146,195		332,933		176,770		225,819
與不重分類之項目相關之所得稅	475,021		(116,287)		(520,267)		(527,468)		(698,535)		1,804		(236,968)
不重分類至損益之項目總額（稅後）	23,620,987		13,714,963		(26,096,478)		3,430,177		(3,730,513)		4,201,720		1,465,957
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	4,757,437		3,748,992		7,340,910		(2,476,457)		(3,098,948)		(791,495)		(1,304,460)		(2,284,746)		(8,810,541)		2,276,383		13,029		371,207		(834,280)
後續可能重分類至損益之避險工具損益	(284,023)		(673,221)		275,504		(98,983)		99,936		95,549
透過其他綜合損益按公允價值衡量之債務工具損益	6,650,329		(25,271,519)		(416,076,228)		(77,408,318)		19,626,816		97,182,128
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	1,511,927		491,137		564,706		(954,817)		(156,821)		219,500		(1,278,153)
採用覆蓋法重分類之其他綜合損益	34,779,187		38,106,187		(270,143,762)		(57,520,214)		(3,085,593)		99,978,296		(42,352,058)
與可能重分類之項目相關之所得稅	5,253,898		(265,068)		(92,909,793)		(15,269,161)		1,983,591		27,894,352		(14,211,980)
後續可能重分類至損益之項目總額（稅後）	42,160,959		16,666,644		(585,129,077)		(123,189,628)		11,401,799		168,789,626		(97,049,300)
本期其他綜合損益	65,781,946		30,381,607		(611,225,555)		(119,759,451)		7,671,286		172,991,346		(95,583,343)		37,783,032		23,366,165		(59,972,055)		(6,363,900)		(22,709,889)		20,664,186
本期綜合損益總額	169,136,442		90,125,544		(556,746,223)		2,610,009		72,086,720		225,143,520		(40,986,364)		86,043,786		62,615,635		(5,087,302)		38,380,861		4,069,143		33,405,029
淨利(淨損)歸屬
母公司業主	102,817,142		59,251,994		53,893,886		121,596,084		63,343,376		51,167,918		54,356,108		47,944,086		38,751,510		54,430,674		44,485,434		26,546,808		12,591,502
非控制權益	537,354		491,943		585,446		773,376		1,072,058		984,256		240,871		316,668		497,960		454,079		259,327		232,224		149,341
綜合損益總額歸屬
母公司業主	166,131,842		88,796,680		(557,663,371)		1,895,415		71,239,119		224,066,911		(41,094,907)		85,961,387		62,530,402		(5,732,119)		37,963,311		3,779,729		33,356,371
非控制股權	3,004,600		1,328,864		917,148		714,594		847,601		1,076,609		108,543		82,399		85,233		644,817		417,550		289,414		48,658
基本每股盈餘
繼續營業單位稅後淨利（淨損）	6.71		3.81		3.83		8.98		4.55		3.86		4.18		3.81		3.08		4.33		3.54		2.32		1.1
停業單位稅後淨額	0.07
基本每股盈餘合計	6.78		3.81		3.83		8.98		4.55		3.86		4.18		3.81		3.08		4.33		3.54		2.32		1.1

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