國泰金－損益表

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重要指標每月營收損益表資產負債表現金流量表股利資訊財報電子書

損益表

合併綜合損益表

第四季 (最新)

單季

(TWD千元)	2024年全年		2023年全年		2022年全年		2021年全年		2020年全年		2019年全年		2018年全年		2017年全年		2016年全年		2015年全年		2014年全年		2013年全年		2012年全年
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	84,586,428		80,619,310		72,009,699		52,872,617		51,528,366		55,303,587		53,974,134		48,772,841		43,159,050		41,381,830		36,815,175		32,266,181		32,250,862
利息費用	17,288,952		17,416,060		10,026,792		3,163,841		3,583,676		5,877,808		5,751,199		5,292,959		3,770,375		4,121,210		4,269,241		3,659,409		3,338,329
利息淨收益	67,297,476		63,203,250		61,982,907		49,708,776		47,944,690		49,425,779		48,222,935		43,479,882		39,388,675		37,260,620		32,545,934		28,606,772		28,912,533
利息以外淨收益
手續費及佣金淨收益	3,659,342		6,073,009		3,288,598		3,340,429		1,909,123		(438,467)		(36,127)		(606,784)		(1,834,817)		(1,570,889)		(1,330,952)		(1,284,410)		228,037
保險業務淨收益	346,634		2,109,873		(22,965,322)		63,235,875		84,644,204		106,156,885		65,949,780		97,211,412		82,132,192		50,839,475		76,934,094		87,143,890		42,756,582
透過損益按公允價值衡量之金融資產及負債損益	(149,353,590)		208,379,664		111,872,701		55,044,367		109,260,801		86,679,116		(91,243,296)		23,049,832		(40,825,408)		3,107,830		(38,074,173)		(10,141,724)		4,306,533
投資性不動產損益	1,970,156		3,009,679		2,968,085		2,683,279		2,896,717		3,030,817		2,281,918		1,901,054		2,372,151		2,130,760		2,964,862		1,450,359		1,563,952
透過其他綜合損益按公允價值衡量之金融資產已實現損益	71,962		(3,887,873)		(3,006,970)		3,466,693		4,978,728		7,747,839		642,266
除列按攤銷後成本衡量之金融資產損益	67,797		(244,744)		(1,215,304)		5,656,804		5,469,603		5,943,147		1,720,162
兌換損益	114,925,516		(156,667,618)		(103,711,245)		(15,450,538)		(45,178,273)		(70,289,228)		12,968,595
資產減損（損失）迴轉利益	(776,590)		(290,183)		(298,910)		66,032		73,518		393,042		(844,766)		(36,759)		(87,902)		(23,524)		(110,915)		(192,262)		(135,060)
採用權益法認列關聯企業及合資損益之份額	848,334		(68,708)		189,306		190,812		365,121		505,246		(38,175)		222,598		250,908		470,244		48,267		102,050		(93,066)
採用覆蓋法重分類之損益	18,014,227		(81,583,546)		(15,862,748)		(18,207,069)		(52,235,333)		(20,858,459)		75,724,481
其他利息以外淨損益	16,767,521		21,698,978		1,701,841		(1,361,905)		(4,365,369)		4,890,793		(620,728)		3,812,836		5,650,247		4,033,968		(373,461)		395,155		3,843,994
利息以外淨收益	6,541,309		(1,471,469)		(27,039,968)		98,664,779		107,818,840		123,760,731		66,504,110		112,733,633		91,296,452		55,425,399		89,403,672		97,587,167		51,053,150
淨收益	73,838,785		61,731,781		34,942,939		148,373,555		155,763,530		173,186,510		114,727,045		156,213,515		130,685,127		92,686,019		121,949,606		126,193,939		79,965,683
呆帳費用、承諾及保證責任準備提存	2,914,964		1,930,064		2,419,139		270,095		1,428,513		1,584,616		2,533,710		1,578,957		1,448,759		1,913,281		1,792,644		198,825		2,288,049
保險負債準備淨變動	34,454,204		44,382,231		29,753,896		103,684,175		121,745,626		137,237,998		94,800,784		126,542,576		103,580,098		67,539,427		98,179,962		105,979,208		62,051,861
營業費用
員工福利費用	17,441,221		15,818,131		13,415,304		13,806,438		13,676,552		15,740,080		13,780,685		12,452,526		12,567,476		10,925,500		9,347,212		9,425,251		8,609,561
折舊及攤銷費用	2,150,678		2,263,341		2,072,553		1,966,178		1,963,919		1,864,114		1,477,858		1,395,618		1,408,654		1,276,256		662,440		1,197,722		1,287,404
其他業務及管理費用	11,088,010		9,870,920		8,175,361		7,198,487		6,621,848		7,532,204		5,942,771		7,696,127		8,458,838		7,183,291		6,064,037		6,113,353		2,928,429
營業費用合計	30,679,909		27,952,392		23,663,218		22,971,103		22,262,319		25,136,398		21,201,314		21,544,271		22,434,968		19,385,047		16,073,689		16,736,326		12,825,394
繼續營業單位稅前淨利（淨損）	5,789,708		(12,532,906)		(20,893,314)		21,448,182		10,327,072		9,227,498		(3,808,763)		6,547,711		3,221,302		3,848,264		5,903,311		3,279,580		2,800,379
所得稅費用（利益）	(2,082,714)		(4,302,786)		(4,376,096)		2,928,332		(1,215,717)		(2,479,632)		(1,034,040)		1,864,759		5,568,428		(850,646)		(863,435)		(1,038,501)		630,707
繼續營業單位本期淨利（淨損）	7,872,422		(8,230,120)		(16,517,218)		18,519,850		11,542,789		11,707,130		(2,774,723)		8,412,470		8,789,730		2,997,618		5,039,876		2,241,079		3,431,086
停業單位損益	0																						0		0
本期淨利（淨損）	7,872,422		(8,230,120)		(16,517,218)		18,519,850		11,542,789		11,707,130		(2,774,723)		8,412,470		8,789,730		2,997,618		5,039,876		2,241,079		3,431,086
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	2,706,090		128,923		(266,485)		1,208,767		(618,207)		(7,816)
透過其他綜合損益按公允價值衡量之權益工具評價損益	4,356,562		11,504,110		(335,642)		7,528,165		9,637,847		4,143,639		(3,521,698)
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	(222,374)		(914,030)		(461,316)		168,039		(587,170)		(49,692)		1,509,947
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	(278,414)		177,582		(135,963)		(194,103)		(14,966)		(335,960)		(262,849)
與不重分類之項目相關之所得稅	573,765		(107,896)		68,334		220,414		433,061		357,519		104,032
不重分類至損益之項目總額（稅後）	5,988,099		11,004,481		(1,267,740)		8,822,603		7,984,443		3,392,652		(2,104,163)
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	352,723		(3,969,322)		(1,560,449)		(365,825)		879,898		(869,894)		89,869		(672,337)		(109,630)		(787,774)		1,589,519		362,190		(125,288)
後續可能重分類至損益之避險工具損益	(804,632)		123,189		486,554		85,302		(86,673)		110,671
透過其他綜合損益按公允價值衡量之債務工具損益	(34,121,448)		47,425,898		312,265,906		(1,792,277)		20,843,594		(7,281,560)
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	51,093		(254,203)		32,443		(83,926)		(5,325)		(60,722)		885,890
採用覆蓋法重分類之其他綜合損益	(18,014,227)		81,583,546		15,862,748		18,207,069		52,235,333		20,858,459		(75,724,481)
與可能重分類之項目相關之所得稅	(6,643,178)		11,591,090		58,910,281		(610,643)		9,284,065		(240,957)		(9,341,509)
後續可能重分類至損益之項目總額（稅後）	(45,893,313)		113,318,018		268,176,921		16,660,986		64,582,762		12,997,911		(77,495,657)
本期其他綜合損益	(39,905,214)		124,322,499		266,909,181		25,483,589		72,567,205		16,390,563		(79,599,820)		6,571,314		(28,018,547)		14,613,691		32,549,548		17,072,170		(2,694,685)
本期綜合損益總額	(32,032,792)		116,092,379		250,391,963		44,003,439		84,109,994		28,097,693		(82,374,543)		14,983,784		(19,228,817)		17,611,309		37,589,424		19,313,249		736,401
淨利(淨損)歸屬
母公司業主	7,452,603		(8,323,129)		(16,534,526)		17,917,998		11,236,084		11,589,368		(2,888,865)		8,362,649		8,867,303		3,082,898		5,037,013		2,268,967		3,524,131
非控制權益	419,819		93,009		17,308		601,852		306,705		117,762		114,142		49,821		(77,573)		(85,280)		2,863		(27,888)		(93,045)
綜合損益總額歸屬
母公司業主	(34,339,208)		116,314,368		250,767,581		43,270,705		83,749,302		27,825,255		(82,772,559)		15,028,709		(19,136,927)		17,671,747		37,349,073		19,295,938		822,276
非控制股權	2,306,416		(221,989)		(375,618)		732,734		360,692		272,438		398,016		(44,925)		(91,890)		(60,438)		240,351		17,311		(85,875)
基本每股盈餘
繼續營業單位稅後淨利（淨損）	0.51		(0.57)		(1.25)		1.36		0.86		0.9		(0.23)		0.66		0.71		0.25		0.4		0.18		0.31
停業單位稅後淨額	0
基本每股盈餘合計	0.51		(0.57)		(1.25)		1.36		0.86		0.9		(0.23)		0.66		0.71		0.25		0.4		0.18		0.31

今年初累積至今

(TWD千元)	2024年全年		2023年全年		2022年全年		2021年全年		2020年全年		2019年全年		2018年全年		2017年全年		2016年全年		2015年全年		2014年全年		2013年全年		2012年全年
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	329,545,489		307,577,036		250,519,506		207,813,024		208,249,264		220,258,661		202,714,029		186,087,791		168,883,110		157,043,430		141,353,891		128,608,655		126,231,055
利息費用	67,423,542		61,947,352		24,356,980		12,930,863		17,319,732		23,892,156		22,085,810		17,627,041		15,405,207		17,081,656		16,271,075		14,073,643		13,504,477
利息淨收益	262,121,947		245,629,684		226,162,526		194,882,161		190,929,532		196,366,505		180,628,219		168,460,750		153,477,903		139,961,774		125,082,816		114,535,012		112,726,578
利息以外淨收益
手續費及佣金淨收益	15,076,034		17,750,872		15,421,254		12,648,663		7,244,068		2,345,518		2,883,459		1,069,774		(7,912,706)		(4,479,777)		369,206		764,649		2,207,218
保險業務淨收益	(35,559,826)		(30,068,673)		1,436,140		218,483,618		312,998,311		265,817,609		208,155,213		329,113,923		314,219,387		226,753,764		202,458,185		213,301,740		226,883,585
透過損益按公允價值衡量之金融資產及負債損益	(98,983,835)		138,491,439		(445,353,503)		142,017,737		216,970,443		209,449,191		(120,944,083)		97,018,698		19,582,308		(61,256,966)		(47,375,592)		(28,805,639)		26,982,554
投資性不動產損益	13,308,151		11,775,366		13,696,591		11,657,941		13,234,433		12,139,659		9,763,523		9,393,781		12,964,367		19,914,745		26,194,212		6,303,080		6,245,091
透過其他綜合損益按公允價值衡量之金融資產已實現損益	8,413,668		3,117,076		2,712,295		33,186,918		32,746,487		29,895,962		14,687,183
除列按攤銷後成本衡量之金融資產損益	(516,617)		2,987,655		10,365,022		37,416,140		39,123,029		9,887,622		4,751,007
兌換損益	213,837,144		4,002,174		301,166,569		(74,946,785)		(126,717,214)		(52,147,418)		57,450,748
資產減損（損失）迴轉利益	(1,919,691)		(1,362,986)		(4,682,547)		2,299,198		(1,860,502)		1,232,835		(1,150,946)		(130,099)		(175,164)		(32,160)		(118,038)		(192,262)		(225,360)
採用權益法認列關聯企業及合資損益之份額	2,554,927		1,951,286		2,265,986		1,806,724		(12,084,664)		1,149,021		1,003,585		1,297,864		1,202,103		1,107,708		167,505		157,038		(49,589)
採用覆蓋法重分類之損益	(16,764,960)		(119,689,733)		254,281,014		39,313,145		(49,149,740)		(120,836,755)		118,076,539
其他利息以外淨損益	(3,850,025)		29,588,479		(36,037,689)		7,197,145		6,480,302		587,449		(1,378,401)		22,445,504		40,511,744		14,187,520		3,448,803		6,998,320		8,554,173
利息以外淨收益	95,594,970		58,542,955		115,271,132		431,080,444		438,984,953		359,520,693		293,297,827		415,992,524		385,802,281		301,303,265		282,292,687		268,342,270		264,375,388
淨收益	357,716,917		304,172,639		341,433,658		625,962,605		629,914,485		555,887,198		473,926,046		584,453,274		539,280,184		441,265,039		407,375,503		382,877,282		377,101,966
呆帳費用、承諾及保證責任準備提存	9,279,241		4,103,185		4,777,580		3,484,370		3,177,875		2,205,393		4,599,086		3,459,544		5,231,640		2,467,452		2,982,412		1,487,407		3,172,861
保險負債準備淨變動	114,344,275		139,103,681		198,098,005		377,408,390		462,094,141		394,074,197		334,121,938		445,832,540		408,613,955		306,598,275		290,799,984		293,569,577		306,442,777
營業費用
員工福利費用	61,888,839		60,529,311		54,004,407		53,706,468		52,661,132		57,070,200		49,829,957		44,810,610		46,194,777		39,148,233		35,106,064		34,297,866		32,723,638
折舊及攤銷費用	8,262,327		8,635,961		7,544,064		7,397,795		7,358,416		7,098,010		5,674,622		5,424,248		5,189,148		3,641,309		2,526,728		4,483,291		4,448,024
其他業務及管理費用	37,099,480		33,331,212		27,061,810		24,439,211		23,007,140		24,882,224		24,101,669		25,290,715		23,866,159		22,277,568		19,717,595		17,068,090		14,600,127
營業費用合計	107,250,646		102,496,484		88,610,281		85,543,474		83,026,688		89,050,434		79,606,248		75,525,573		75,250,084		65,067,110		57,350,387		55,849,247		51,771,789
繼續營業單位稅前淨利（淨損）	126,842,755		58,469,289		49,947,792		159,526,371		81,615,781		70,557,174		55,598,774		59,635,617		50,184,505		67,132,202		56,242,720		31,971,051		15,714,539
所得稅費用（利益）	16,625,802		6,955,472		11,985,678		18,637,061		5,657,558		6,697,870		3,776,518		(2,962,393)		(2,145,305)		(9,249,831)		(6,458,083)		(2,950,940)		457,390
繼續營業單位本期淨利（淨損）	110,216,953		51,513,817		37,962,114		140,889,310		75,958,223		63,859,304		51,822,256		56,673,224		48,039,200		57,882,371		49,784,637		29,020,111		16,171,929
停業單位損益	1,009,965																						0		0
本期淨利（淨損）	111,226,918		51,513,817		37,962,114		140,889,310		75,958,223		63,859,304		51,822,256		56,673,224		48,039,200		57,882,371		49,784,637		29,020,111		16,171,929
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	2,703,760		126,200		(267,311)		1,208,112		(617,081)		(3,998)		274,469
透過其他綜合損益按公允價值衡量之權益工具評價損益	27,499,018		25,491,304		(28,637,506)		9,716,739		3,822,815		10,470,705		(3,411,158)
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	517,113		(506,248)		575,753		736,634		464,755		(3,280,741)		2,402,577
採用權益法認列之關聯企業及合資其他綜合損益之份額－不重分類至損益之項目	(62,019)		(615,995)		(809,491)		(47,908)		317,967		(159,190)		(37,030)
與不重分類之項目相關之所得稅	1,048,786		(224,183)		(451,933)		(307,054)		(265,474)		359,323		(132,936)
不重分類至損益之項目總額（稅後）	29,609,086		24,719,444		(27,364,218)		12,252,780		4,253,930		7,594,372		(638,206)
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	5,110,160		(220,330)		5,780,461		(2,842,282)		(2,219,050)		(1,661,389)		(1,214,591)		(2,957,083)		(8,920,171)		1,488,609		1,602,548		733,397		(959,568)
後續可能重分類至損益之避險工具損益	(1,088,655)		(550,032)		762,058		(13,681)		13,263		206,220
透過其他綜合損益按公允價值衡量之債務工具損益	(27,471,119)		22,154,379		(103,810,322)		(79,200,595)		40,470,410		89,900,568		(78,386,306)
採用權益法認列之關聯企業及合資其他綜合損益之份額－可能重分類至損益之項目	1,563,020		236,934		597,149		(1,038,743)		(162,146)		158,778		(392,263)
採用覆蓋法重分類之其他綜合損益	16,764,960		119,689,733		(254,281,014)		(39,313,145)		49,149,740		120,836,755		(118,076,539)
與可能重分類之項目相關之所得稅	(1,389,280)		11,326,022		(33,999,512)		(15,879,804)		11,267,656		27,653,395		(23,553,489)
後續可能重分類至損益之項目總額（稅後）	(3,732,354)		129,984,662		(316,952,156)		(106,528,642)		75,984,561		181,787,537		(174,544,957)
本期其他綜合損益	25,876,732		154,704,106		(344,316,374)		(94,275,862)		80,238,491		189,381,909		(175,183,163)		44,354,346		(4,652,382)		(45,358,364)		26,185,648		(5,637,719)		17,969,501
本期綜合損益總額	137,103,650		206,217,923		(306,354,260)		46,613,448		156,196,714		253,241,213		(123,360,907)		101,027,570		43,386,818		12,524,007		75,970,285		23,382,392		34,141,430
淨利(淨損)歸屬
母公司業主	110,269,745		50,928,865		37,359,360		139,514,082		74,579,460		62,757,286		51,467,243		56,306,735		47,618,813		57,513,572		49,522,447		28,815,775		16,115,633
非控制權益	957,173		584,952		602,754		1,375,228		1,378,763		1,102,018		355,013		366,489		420,387		368,799		262,190		204,336		56,296
綜合損益總額歸屬
母公司業主	131,792,634		205,111,048		(306,895,790)		45,166,120		154,988,421		251,892,166		(123,867,466)		100,990,096		43,393,475		11,939,628		75,312,384		23,075,667		34,178,647
非控制股權	5,311,016		1,106,875		541,530		1,447,328		1,208,293		1,349,047		506,559		37,474		(6,657)		584,379		657,901		306,725		(37,217)
基本每股盈餘
繼續營業單位稅後淨利（淨損）	7.22		3.24		2.58		10.34		5.41		4.76		3.95		4.47		3.79		4.58		3.94		2.5		1.41
停業單位稅後淨額	0.07
基本每股盈餘合計	7.29		3.24		2.58		10.34		5.41		4.76		3.95		4.47		3.79		4.58		3.94		2.5		1.41

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