彰銀－現金流量表

總覽價值投資財務分析技術分析交易資訊公司消息

重要指標每月營收損益表資產負債表現金流量表股利資訊財報電子書

現金流量表

合併現金流量表

第一季 (最新)

單季

(TWD千元)	2025年前3個月		2024年前3個月		2023年前3個月		2022年前3個月		2021年前3個月		2020年前3個月		2019年前3個月		2018年前3個月		2017年前3個月		2016年前3個月		2015年前3個月		2014年前3個月		2013年前3個月		2012年前3個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
營業活動之現金流量-間接法
繼續營業單位稅前淨利（淨損）	5,095,103		4,801,461		4,231,955		2,818,396		2,378,414		3,099,669		3,776,793		3,662,030		3,448,890		3,967,666		3,399,360		3,650,902		2,824,170		2,693,522
本期稅前淨利（淨損）	5,095,103		4,801,461		4,231,955		2,818,396		2,378,414		3,099,669		3,776,793		3,662,030		3,448,890		3,967,666		3,399,360		3,650,902		2,824,170		2,693,522
調整項目
收益費損項目
折舊費用	329,535		308,681		306,915		299,174		288,821		296,188		302,538		130,090		133,887		139,731		143,740		150,971		166,436		180,316
攤銷費用	97,705		87,466		102,922		67,062		63,889		58,039		58,837		49,040		42,718		38,879		31,617		23,303		7,806		5,860
呆帳費用提列（轉列收入）數	705,802		752,277		878,753		470,835		565,844		572,122		374,012		340,541		432,578		(52,297)		(284,626)		(869,272)		(474,157)		(588,932)
透過損益按公允價值衡量金融資產及負債之淨損失（利益）	(1,163,138)		(11,803,154)		(1,008,171)		(6,276,316)		(4,696,553)		(2,217,116)		(738,706)		(422,521)		1,474,094		3,226,939		1,313,739		(1,443,015)		(1,170,410)		164,941
利息費用	12,713,856		12,553,666		8,913,543		1,853,608		1,867,281		3,659,450		4,139,248		3,408,244		2,817,466		2,917,361		3,026,673		3,054,484		2,470,653		2,598,311
利息收入	(19,086,777)		(18,042,944)		(14,545,273)		(7,304,860)		(6,674,274)		(8,796,573)		(9,870,237)		(9,177,916)
股利收入	(147,783)		(199,664)		(60,006)		(51,392)		(19,108)		(1,825)		(1,610)
保證責任準備淨變動	(182,404)		10,501		7,644		71,547		13,983
其他各項負債準備淨變動	(52,695)		(38,980)		17,267		14,924		(4,273)
處分投資損失（利益）	(80,401)		(30,044)		(116,010)		(88,636)		(175,720)		(383,887)		(192,489)		(8,352)		(145,907)		(86,409)		(30,597)		(7,328)		(48,910)		(21,761)
未實現外幣兌換損失（利益）	(538,251)		9,886,941		(1,500,615)		6,016,310		4,380,162		1,894,051		171,945		(323,444)
其他項目	(71,785)		(10,674)		(92,966)		114,991		(126,875)		(201,731)		(5,394)		25,028		21,983		(13,461)		(68,814)		(71,981)		436,999		588,434
收益費損項目合計	(7,476,336)		(6,525,928)		(7,095,997)		(4,812,753)		(4,516,823)		(5,121,282)		(5,761,856)		(5,979,290)		(5,731,465)		(6,528,463)		(5,641,382)		(5,310,223)		(4,707,585)		(4,343,953)
與營業活動相關之資產/負債變動數
與營業活動相關之資產之淨變動
存放央行及拆借金融同業（增加）減少	22,561,593		(4,761,642)		(11,047,058)		636,441		(24,591,153)		(26,703,883)		5,747,988		3,182,358
透過損益按公允價值衡量之金融資產（增加）減少	(943,697)		(4,377,251)		(40,245,090)		(22,237,446)		(44,721,491)		(8,099,849)		2,113,164		3,349,138		9,437,391		1,224,160		3,419,415		12,381,232		680,543		(373,907)
透過其他綜合損益按公允價值衡量之金融資產（增加）減少	(28,446,888)		(22,008,580)		3,477,113		(26,016,582)		(23,699,664)		7,720,780		(2,721,514)		(8,890,332)
按攤銷後成本衡量之債務工具投資（增加）減少	12,887,914		(1,168,941)		38,674,219		(13,862,287)		(18,404,825)		(17,961,002)		7,798,741		(13,303,873)
應收款項（增加）減少	801,780		(896,495)		1,204,059		2,178,223		(2,157,663)		2,302,868		3,686,480		(755,575)		1,513,830		2,081,838		2,176,937		1,546,460		3,191,606		(59,950)
貼現及放款（增加）減少	(11,770,199)		(55,405,071)		(2,990,095)		(71,177,322)		(21,925,120)		(42,552,737)		(2,478,820)		8,123,583
其他金融資產（增加）減少	(482,484)		108,809		(852,602)		1,459,842		3,934,885		6,946,756		4,058,704		(31,700,723)		3,449,362		2,317,321		32,587,182		(43,579,695)		(2,563,131)		3,140,706
其他資產（增加）減少	(811,873)		1,087,350		(1,110,853)		(133,279)		850,917		(819,502)		(1,055,691)		(1,210,525)
與營業活動相關之資產之淨變動合計	(6,203,854)		(87,421,821)		(12,890,307)		(129,152,410)		(130,714,114)		(79,166,569)		17,149,052		(41,205,949)		33,601,460		(45,721,457)		(6,524,947)		(39,752,756)		(1,658,842)		(11,126,159)
與營業活動相關之負債之淨變動
央行及銀行同業存款增加（減少）	10,128,576		5,351		60,727		(34,964)		129,580		4,927		(6,535,951)		(150,087)
透過損益按公允價值衡量之金融負債增加（減少）	2,758,791		(8,107,180)		3,238,955		(5,868,774)		(4,068,058)		(1,284,770)		582,739		(3,716,445)		2,066,471		3,967,185		(3,626,189)		(2,839,611)		(1,869,744)		(1,917,718)
應付款項增加（減少）	2,470,775		2,138,157		2,013,627		(10,901,307)		5,065,743		1,133,154		(723,728)		(12,049,245)		(4,166,461)		(1,437,045)		(5,409,742)		(1,258,014)		(1,703,573)		(327,096)
存款及匯款增加（減少）	(38,542,158)		74,026,104		16,393,764		28,178,281		85,187,649		39,798,312		(4,328,532)		8,862,741
其他金融負債增加（減少）	170,328		127,446		157,241		(79,420)		(466,127)		(757,179)		527,434		341,564		841,084		593,347		(107,799)		2,306,566		439,393		538,630
員工福利負債準備增加（減少）	1,887		5,991		(30,320)		(159,577)		(202,387)		(150,776)		(116,909)		(141,530)		(124,611)		(94,782)		(38,325)
其他負債增加（減少）	(44,105)		2,969,084		(2,656,733)		4,983,916		2,192,911		261,094		312,236		(220,447)
與營業活動相關之負債之淨變動合計	(23,055,906)		71,164,953		19,177,261		16,118,155		87,839,311		39,004,762		(10,282,711)		(7,073,449)		(19,227,846)		7,310,114		(1,496,961)		25,474,760		(6,649,755)		(13,259,889)
與營業活動相關之資產及負債之淨變動合計	(29,259,760)		(16,256,868)		6,286,954		(113,034,255)		(42,874,803)		(40,161,807)		6,866,341		(48,279,398)		14,373,614		(38,411,343)		(8,021,908)		(14,277,996)		(8,308,597)		(24,386,048)
調整項目合計	(36,736,096)		(22,782,796)		(809,043)		(117,847,008)		(47,391,626)		(45,283,089)		1,104,485		(54,258,688)		8,642,149		(44,939,806)		(13,663,290)		(19,588,219)		(13,016,182)		(28,730,001)
營運產生之現金流入（流出）	(31,640,993)		(17,981,335)		3,422,912		(115,028,612)		(45,013,212)		(42,183,420)		4,881,278		(50,596,658)		12,091,039		(40,972,140)		(10,263,930)		(15,937,317)		(10,192,012)		(26,036,479)
收取之利息	18,745,469		16,897,538		14,417,535		7,173,007		6,765,021		9,775,744		10,394,970		8,926,663		7,886,344		8,136,847		8,697,794		7,039,327		6,807,679		6,693,013
收取之股利	66,126		61,087		329		2,862		2,854		0		1,610				0		363,822
支付之利息	(10,385,550)		(10,156,500)		(5,921,868)		(1,538,726)		(1,892,071)		(3,359,281)		(3,760,938)		(3,043,480)		(2,454,484)		(2,491,182)		(2,593,577)		(2,327,900)		(2,107,732)		(2,089,908)
退還（支付）之所得稅	(182,821)		(144,868)		(98,391)		(34,783)		(96,192)		(120,369)		(240,127)		(109,295)		(202,802)		(134,858)		(100,100)		130,718		(58,731)		187,832
營業活動之淨現金流入（流出）	(23,397,769)		(11,324,078)		11,820,517		(109,426,252)		(40,233,600)		(35,887,326)		11,276,793		(44,822,770)		17,320,097		(35,097,511)		(4,259,813)		(11,095,172)		(5,550,796)		(21,245,542)
投資活動之現金流量
取得不動產及設備	(122,636)		(143,668)		(116,053)		(181,413)		(84,808)		(67,459)		(97,908)		(65,119)		(85,425)		(33,826)		(90,092)		(199,937)		(56,757)		(86,746)
處分不動產及設備	0		1,611								0		10
取得無形資產	(94,163)		(9,755)		(120,647)		(567,539)		(11,203)		(12,650)		(40,241)		(9,155)		(30,871)		(3,077)		(9,435)		(468,810)		(3,421)		(2,616)
取得投資性不動產	0		(95)								0		(463)		(65)
投資活動之淨現金流入（流出）	(216,799)		(151,907)		(236,700)		(748,952)		(96,011)		(80,109)		(182,703)		(74,339)		(116,296)		(36,903)		(99,496)		(668,743)		(61,731)		(95,332)
籌資活動之現金流量
央行及同業融資增加	55,280,707		35,529,137		33,735,191		63,722,634		3,818,543		18,322,322		8,228,392		28,289,600		(20,007,172)		31,378,920		6,072,397		15,109,297		856,754		7,361,626
發行金融債券	1,000,000		1,000,000		1,000,000										0		10,200,000
償還金融債券	0		(1,530,000)				0		(1,100,000)				0		(2,200,000)
附買回票券及債券負債增加	432,038		12,118,654		553,387		190,524		328,042		283,366		0		26,924		282,838		0		1,147,248		256,719		599,177		2,325,203
租賃本金償還	(166,971)		(211,102)		(111,049)		(178,690)		(158,392)		(164,027)		(126,836)
籌資活動之淨現金流入（流出）	56,545,774		46,906,689		35,177,529		63,734,468		2,888,193		18,441,661		6,450,350		26,116,524		(9,524,334)		31,190,811		7,219,645		15,366,016		1,455,931		9,686,829
匯率變動對現金及約當現金之影響	791,042		1,375,112		(123,214)		1,156,691		245,801		(80,073)		251,679		(250,209)		(1,231,914)		(246,595)		(253,874)		81,838		178,059		(59,473)
本期現金及約當現金增加（減少）數	33,722,248		36,805,816		46,638,132		(45,284,045)		(37,195,617)		(17,605,847)		17,796,119		(19,030,794)		6,447,553		(4,190,198)		2,606,462		3,683,939		(3,978,537)		(11,713,518)
期初現金及約當現金餘額	78,930,343		135,031,401		104,820,099		194,506,675		175,454,685		135,910,391		179,641,968		172,818,258		167,977,705		118,700,025		82,228,233		73,199,864		83,966,009		74,123,368
期末現金及約當現金餘額	112,652,591		171,837,217		151,458,231		149,222,630		138,259,068		118,304,544		197,438,087		153,787,464		174,425,258		114,509,827		84,834,695		76,883,803		79,987,472		62,409,850
資產負債表帳列之現金及約當現金	38,780,900	1.21%	49,763,631	1.64%	43,648,111	1.59%	28,692,563	1.09%	27,123,386	1.13%	25,408,212	1.16%	50,807,365	2.44%	45,345,134	2.19%	35,729,065	1.81%	37,391,391	1.92%	34,996,556	1.91%	41,583,345	2.38%	38,492,895	2.39%	39,003,151	2.44%
符合國際會計準則第七號現金及約當現金定義之存放央行及拆借銀行同業	73,871,691		122,073,586		107,810,120		120,530,067		111,135,682		92,896,332		146,630,722		108,442,330		138,696,193		77,118,436		49,838,139		35,300,458		41,494,577		23,406,699

今年初累積至今

(TWD千元)	2025年前3個月		2024年前3個月		2023年前3個月		2022年前3個月		2021年前3個月		2020年前3個月		2019年前3個月		2018年前3個月		2017年前3個月		2016年前3個月		2015年前3個月		2014年前3個月		2013年前3個月		2012年前3個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
營業活動之現金流量-間接法
繼續營業單位稅前淨利（淨損）	5,095,103		4,801,461		4,231,955		2,818,396		2,378,414		3,099,669		3,776,793		3,662,030		3,448,890		3,967,666		3,399,360		3,650,902		2,824,170		2,693,522
本期稅前淨利（淨損）	5,095,103	-21.78%	4,801,461	-42.4%	4,231,955	35.8%	2,818,396	-2.58%	2,378,414	-5.91%	3,099,669	-8.64%	3,776,793	33.49%	3,662,030	-8.17%	3,448,890	19.91%	3,967,666	-11.3%	3,399,360	-79.8%	3,650,902	-32.91%	2,824,170	-50.88%	2,693,522	-12.68%
調整項目
收益費損項目
折舊費用	329,535	-1.41%	308,681	-2.73%	306,915	2.6%	299,174	-0.27%	288,821	-0.72%	296,188	-0.83%	302,538	2.68%	130,090	-0.29%	133,887	0.77%	139,731	-0.4%	143,740	-3.37%	150,971	-1.36%	166,436	-3%	180,316	-0.85%
攤銷費用	97,705	-0.42%	87,466	-0.77%	102,922	0.87%	67,062	-0.06%	63,889	-0.16%	58,039	-0.16%	58,837	0.52%	49,040	-0.11%	42,718	0.25%	38,879	-0.11%	31,617	-0.74%	23,303	-0.21%	7,806	-0.14%	5,860	-0.03%
呆帳費用提列（轉列收入）數	705,802	-3.02%	752,277	-6.64%	878,753	7.43%	470,835	-0.43%	565,844	-1.41%	572,122	-1.59%	374,012	3.32%	340,541	-0.76%	432,578	2.5%	(52,297)	0.15%	(284,626)	6.68%	(869,272)	7.83%	(474,157)	8.54%	(588,932)	2.77%
透過損益按公允價值衡量金融資產及負債之淨損失（利益）	(1,163,138)	4.97%	(11,803,154)	104.23%	(1,008,171)	-8.53%	(6,276,316)	5.74%	(4,696,553)	11.67%	(2,217,116)	6.18%	(738,706)	-6.55%	(422,521)	0.94%	1,474,094	8.51%	3,226,939	-9.19%	1,313,739	-30.84%	(1,443,015)	13.01%	(1,170,410)	21.09%	164,941	-0.78%
利息費用	12,713,856	-54.34%	12,553,666	-110.86%	8,913,543	75.41%	1,853,608	-1.69%	1,867,281	-4.64%	3,659,450	-10.2%	4,139,248	36.71%	3,408,244	-7.6%	2,817,466	16.27%	2,917,361	-8.31%	3,026,673	-71.05%	3,054,484	-27.53%	2,470,653	-44.51%	2,598,311	-12.23%
利息收入	(19,086,777)	81.58%	(18,042,944)	159.33%	(14,545,273)	-123.05%	(7,304,860)	6.68%	(6,674,274)	16.59%	(8,796,573)	24.51%	(9,870,237)	-87.53%	(9,177,916)	20.48%
股利收入	(147,783)	0.63%	(199,664)	1.76%	(60,006)	-0.51%	(51,392)	0.05%	(19,108)	0.05%	(1,825)	0.01%	(1,610)	-0.01%
保證責任準備淨變動	(182,404)	0.78%	10,501	-0.09%	7,644	0.06%	71,547	-0.07%	13,983	-0.03%
其他各項負債準備淨變動	(52,695)	0.23%	(38,980)	0.34%	17,267	0.15%	14,924	-0.01%	(4,273)	0.01%
處分投資損失（利益）	(80,401)	0.34%	(30,044)	0.27%	(116,010)	-0.98%	(88,636)	0.08%	(175,720)	0.44%	(383,887)	1.07%	(192,489)	-1.71%	(8,352)	0.02%	(145,907)	-0.84%	(86,409)	0.25%	(30,597)	0.72%	(7,328)	0.07%	(48,910)	0.88%	(21,761)	0.1%
未實現外幣兌換損失（利益）	(538,251)	2.3%	9,886,941	-87.31%	(1,500,615)	-12.7%	6,016,310	-5.5%	4,380,162	-10.89%	1,894,051	-5.28%	171,945	1.52%	(323,444)	0.72%
其他項目	(71,785)	0.31%	(10,674)	0.09%	(92,966)	-0.79%	114,991	-0.11%	(126,875)	0.32%	(201,731)	0.56%	(5,394)	-0.05%	25,028	-0.06%	21,983	0.13%	(13,461)	0.04%	(68,814)	1.62%	(71,981)	0.65%	436,999	-7.87%	588,434	-2.77%
收益費損項目合計	(7,476,336)	31.95%	(6,525,928)	57.63%	(7,095,997)	-60.03%	(4,812,753)	4.4%	(4,516,823)	11.23%	(5,121,282)	14.27%	(5,761,856)	-51.09%	(5,979,290)	13.34%	(5,731,465)	-33.09%	(6,528,463)	18.6%	(5,641,382)	132.43%	(5,310,223)	47.86%	(4,707,585)	84.81%	(4,343,953)	20.45%
與營業活動相關之資產/負債變動數
與營業活動相關之資產之淨變動
存放央行及拆借金融同業（增加）減少	22,561,593	-96.43%	(4,761,642)	42.05%	(11,047,058)	-93.46%	636,441	-0.58%	(24,591,153)	61.12%	(26,703,883)	74.41%	5,747,988	50.97%	3,182,358	-7.1%
透過損益按公允價值衡量之金融資產（增加）減少	(943,697)	4.03%	(4,377,251)	38.65%	(40,245,090)	-340.47%	(22,237,446)	20.32%	(44,721,491)	111.15%	(8,099,849)	22.57%	2,113,164	18.74%	3,349,138	-7.47%	9,437,391	54.49%	1,224,160	-3.49%	3,419,415	-80.27%	12,381,232	-111.59%
透過其他綜合損益按公允價值衡量之金融資產（增加）減少	(28,446,888)	121.58%	(22,008,580)	194.35%	3,477,113	29.42%	(26,016,582)	23.78%	(23,699,664)	58.91%	7,720,780	-21.51%	(2,721,514)	-24.13%	(8,890,332)	19.83%
按攤銷後成本衡量之債務工具投資（增加）減少	12,887,914	-55.08%	(1,168,941)	10.32%	38,674,219	327.18%	(13,862,287)	12.67%	(18,404,825)	45.74%	(17,961,002)	50.05%	7,798,741	69.16%	(13,303,873)	29.68%
應收款項（增加）減少	801,780	-3.43%	(896,495)	7.92%	1,204,059	10.19%	2,178,223	-1.99%	(2,157,663)	5.36%	2,302,868	-6.42%	3,686,480	32.69%	(755,575)	1.69%	1,513,830	8.74%	2,081,838	-5.93%	2,176,937	-51.1%	1,546,460	-13.94%
貼現及放款（增加）減少	(11,770,199)	50.3%	(55,405,071)	489.27%	(2,990,095)	-25.3%	(71,177,322)	65.05%	(21,925,120)	54.49%	(42,552,737)	118.57%	(2,478,820)	-21.98%	8,123,583	-18.12%
其他金融資產（增加）減少	(482,484)	2.06%	108,809	-0.96%	(852,602)	-7.21%	1,459,842	-1.33%	3,934,885	-9.78%	6,946,756	-19.36%	4,058,704	35.99%	(31,700,723)	70.72%	3,449,362	19.92%	2,317,321	-6.6%	32,587,182	-764.99%	(43,579,695)	392.78%	(2,563,131)	46.18%	3,140,706	-14.78%
其他資產（增加）減少	(811,873)	3.47%	1,087,350	-9.6%	(1,110,853)	-9.4%	(133,279)	0.12%	850,917	-2.11%	(819,502)	2.28%	(1,055,691)	-9.36%	(1,210,525)	2.7%
與營業活動相關之資產之淨變動合計	(6,203,854)	26.51%	(87,421,821)	772%	(12,890,307)	-109.05%	(129,152,410)	118.03%	(130,714,114)	324.89%	(79,166,569)	220.6%	17,149,052	152.07%	(41,205,949)	91.93%	33,601,460	194%	(45,721,457)	130.27%	(6,524,947)	153.17%	(39,752,756)	358.29%	(1,658,842)	29.88%	(11,126,159)	52.37%
與營業活動相關之負債之淨變動
央行及銀行同業存款增加（減少）	10,128,576	-43.29%	5,351	-0.05%	60,727	0.51%	(34,964)	0.03%	129,580	-0.32%	4,927	-0.01%	(6,535,951)	-57.96%	(150,087)	0.33%
透過損益按公允價值衡量之金融負債增加（減少）	2,758,791	-11.79%	(8,107,180)	71.59%	3,238,955	27.4%	(5,868,774)	5.36%	(4,068,058)	10.11%	(1,284,770)	3.58%	582,739	5.17%	(3,716,445)	8.29%	2,066,471	11.93%	3,967,185	-11.3%	(3,626,189)	85.13%	(2,839,611)	25.59%
應付款項增加（減少）	2,470,775	-10.56%	2,138,157	-18.88%	2,013,627	17.04%	(10,901,307)	9.96%	5,065,743	-12.59%	1,133,154	-3.16%	(723,728)	-6.42%	(12,049,245)	26.88%	(4,166,461)	-24.06%	(1,437,045)	4.09%	(5,409,742)	126.99%	(1,258,014)	11.34%
存款及匯款增加（減少）	(38,542,158)	164.73%	74,026,104	-653.71%	16,393,764	138.69%	28,178,281	-25.75%	85,187,649	-211.73%	39,798,312	-110.9%	(4,328,532)	-38.38%	8,862,741	-19.77%
其他金融負債增加（減少）	170,328	-0.73%	127,446	-1.13%	157,241	1.33%	(79,420)	0.07%	(466,127)	1.16%	(757,179)	2.11%	527,434	4.68%	341,564	-0.76%	841,084	4.86%	593,347	-1.69%	(107,799)	2.53%	2,306,566	-20.79%	439,393	-7.92%	538,630	-2.54%
員工福利負債準備增加（減少）	1,887	-0.01%	5,991	-0.05%	(30,320)	-0.26%	(159,577)	0.15%	(202,387)	0.5%	(150,776)	0.42%	(116,909)	-1.04%	(141,530)	0.32%	(124,611)	-0.72%	(94,782)	0.27%	(38,325)	0.9%
其他負債增加（減少）	(44,105)	0.19%	2,969,084	-26.22%	(2,656,733)	-22.48%	4,983,916	-4.55%	2,192,911	-5.45%	261,094	-0.73%	312,236	2.77%	(220,447)	0.49%
與營業活動相關之負債之淨變動合計	(23,055,906)	98.54%	71,164,953	-628.44%	19,177,261	162.24%	16,118,155	-14.73%	87,839,311	-218.32%	39,004,762	-108.69%	(10,282,711)	-91.18%	(7,073,449)	15.78%	(19,227,846)	-111.01%	7,310,114	-20.83%	(1,496,961)	35.14%	25,474,760	-229.6%	(6,649,755)	119.8%	(13,259,889)	62.41%
與營業活動相關之資產及負債之淨變動合計	(29,259,760)	125.05%	(16,256,868)	143.56%	6,286,954	53.19%	(113,034,255)	103.3%	(42,874,803)	106.56%	(40,161,807)	111.91%	6,866,341	60.89%	(48,279,398)	107.71%	14,373,614	82.99%	(38,411,343)	109.44%	(8,021,908)	188.32%	(14,277,996)	128.69%	(8,308,597)	149.68%	(24,386,048)	114.78%
調整項目合計	(36,736,096)	157.01%	(22,782,796)	201.19%	(809,043)	-6.84%	(117,847,008)	107.7%	(47,391,626)	117.79%	(45,283,089)	126.18%	1,104,485	9.79%	(54,258,688)	121.05%	8,642,149	49.9%	(44,939,806)	128.04%	(13,663,290)	320.75%	(19,588,219)	176.55%	(13,016,182)	234.49%	(28,730,001)	135.23%
營運產生之現金流入（流出）	(31,640,993)	135.23%	(17,981,335)	158.79%	3,422,912	28.96%	(115,028,612)	105.12%	(45,013,212)	111.88%	(42,183,420)	117.54%	4,881,278	43.29%	(50,596,658)	112.88%	12,091,039	69.81%	(40,972,140)	116.74%	(10,263,930)	240.95%	(15,937,317)	143.64%	(10,192,012)	183.61%	(26,036,479)	122.55%
收取之利息	18,745,469	-80.12%	16,897,538	-149.22%	14,417,535	121.97%	7,173,007	-6.56%	6,765,021	-16.81%	9,775,744	-27.24%	10,394,970	92.18%	8,926,663	-19.92%	7,886,344	45.53%	8,136,847	-23.18%	8,697,794	-204.18%	7,039,327	-63.44%	6,807,679	-122.64%	6,693,013	-31.5%
收取之股利	66,126	-0.28%	61,087	-0.54%	329	0%	2,862	0%	2,854	-0.01%	0	0%	1,610	0.01%			0	0%	363,822	-1.04%
支付之利息	(10,385,550)	44.39%	(10,156,500)	89.69%	(5,921,868)	-50.1%	(1,538,726)	1.41%	(1,892,071)	4.7%	(3,359,281)	9.36%	(3,760,938)	-33.35%	(3,043,480)	6.79%	(2,454,484)	-14.17%	(2,491,182)	7.1%	(2,593,577)	60.88%	(2,327,900)	20.98%	(2,107,732)	37.97%	(2,089,908)	9.84%
退還（支付）之所得稅	(182,821)	0.78%	(144,868)	1.28%	(98,391)	-0.83%	(34,783)	0.03%	(96,192)	0.24%	(120,369)	0.34%	(240,127)	-2.13%	(109,295)	0.24%	(202,802)	-1.17%	(134,858)	0.38%	(100,100)	2.35%	130,718	-1.18%	(58,731)	1.06%	187,832	-0.88%
營業活動之淨現金流入（流出）	(23,397,769)	100%	(11,324,078)	100%	11,820,517	100%	(109,426,252)	100%	(40,233,600)	100%	(35,887,326)	100%	11,276,793	100%	(44,822,770)	100%	17,320,097	100%	(35,097,511)	100%	(4,259,813)	100%	(11,095,172)	100%	(5,550,796)	100%	(21,245,542)	100%
投資活動之現金流量
取得不動產及設備	(122,636)	56.57%	(143,668)	94.58%	(116,053)	49.03%	(181,413)	24.22%	(84,808)	88.33%	(67,459)	84.21%	(97,908)	53.59%	(65,119)	87.6%	(85,425)	73.45%	(33,826)	91.66%	(90,092)	90.55%	(199,937)	29.9%	(56,757)	91.94%	(86,746)	90.99%
處分不動產及設備	0	0%	1,611	-1.06%							0	0%	10	-0.01%
取得無形資產	(94,163)	43.43%	(9,755)	6.42%	(120,647)	50.97%	(567,539)	75.78%	(11,203)	11.67%	(12,650)	15.79%	(40,241)	22.03%	(9,155)	12.32%	(30,871)	26.55%	(3,077)	8.34%	(9,435)	9.48%	(468,810)	70.1%	(3,421)	5.54%	(2,616)	2.74%
取得投資性不動產	0	0%	(95)	0.06%							0	0%	(463)	0.25%	(65)	0.09%
投資活動之淨現金流入（流出）	(216,799)	100%	(151,907)	100%	(236,700)	100%	(748,952)	100%	(96,011)	100%	(80,109)	100%	(182,703)	100%	(74,339)	100%	(116,296)	100%	(36,903)	100%	(99,496)	100%	(668,743)	100%	(61,731)	100%	(95,332)	100%
籌資活動之現金流量
央行及同業融資增加	55,280,707	97.76%	35,529,137	75.74%	33,735,191	95.9%	63,722,634	99.98%	3,818,543	132.21%	18,322,322	99.35%	8,228,392	127.57%	28,289,600	108.32%	(20,007,172)	210.06%	31,378,920	100.6%	6,072,397	84.11%	15,109,297	98.33%	856,754	58.85%	7,361,626	76%
發行金融債券	1,000,000	1.77%	1,000,000	2.13%	1,000,000	2.84%									0	0%	10,200,000	-107.09%
償還金融債券	0	0%	(1,530,000)	-3.26%			0	0%	(1,100,000)	-38.09%			0	0%	(2,200,000)	-8.42%
附買回票券及債券負債增加	432,038	0.76%	12,118,654	25.84%	553,387	1.57%	190,524	0.3%	328,042	11.36%	283,366	1.54%	0	0%	26,924	0.1%	282,838	-2.97%	0	0%	1,147,248	15.89%	256,719	1.67%	599,177	41.15%	2,325,203	24%
租賃本金償還	(166,971)	-0.3%	(211,102)	-0.45%	(111,049)	-0.32%	(178,690)	-0.28%	(158,392)	-5.48%	(164,027)	-0.89%	(126,836)	-1.97%
籌資活動之淨現金流入（流出）	56,545,774	100%	46,906,689	100%	35,177,529	100%	63,734,468	100%	2,888,193	100%	18,441,661	100%	6,450,350	100%	26,116,524	100%	(9,524,334)	100%	31,190,811	100%	7,219,645	100%	15,366,016	100%	1,455,931	100%	9,686,829	100%
匯率變動對現金及約當現金之影響	791,042		1,375,112		(123,214)		1,156,691		245,801		(80,073)		251,679		(250,209)		(1,231,914)		(246,595)		(253,874)		81,838		178,059		(59,473)
本期現金及約當現金增加（減少）數	33,722,248		36,805,816		46,638,132		(45,284,045)		(37,195,617)		(17,605,847)		17,796,119		(19,030,794)		6,447,553		(4,190,198)		2,606,462		3,683,939		(3,978,537)		(11,713,518)
期初現金及約當現金餘額	78,930,343		135,031,401		104,820,099		194,506,675		175,454,685		135,910,391		179,641,968
期末現金及約當現金餘額	112,652,591		171,837,217		151,458,231		149,222,630		138,259,068		118,304,544		197,438,087
資產負債表帳列之現金及約當現金	38,780,900		49,763,631		43,648,111		28,692,563		27,123,386		25,408,212		50,807,365		45,345,134		35,729,065		37,391,391		34,996,556		41,583,345		38,492,895		39,003,151
符合國際會計準則第七號現金及約當現金定義之存放央行及拆借銀行同業	73,871,691		122,073,586		107,810,120		120,530,067		111,135,682		92,896,332		146,630,722

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合併現金流量表

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